最高の Jesse Cramer ポッドキャスト (2024)

1
The Crushing Cost of Conservative Retirement Planning with Jesse Cramer | MHFI 236 50:51

24d ago50:51

50:51

Doug chats with Jesse Cramer from “The Best Interest” blog & podcast about retirement planning. They discuss the impact of making overly conservative vs aggressive assumptions, exploring key factors such as investment returns, inflation, spending, tax rates, and social security. Jesse highlights the importance of understanding personal risk toleran…

1
Financial Guilt and Coast FI Strategies – Mailbag | MHFI 239 41:57

3d ago41:57

41:57

Doug and Dusti answer questions from the Facebook mailbag. Sam – I’m Coast FIRE, currently working part-time to cover expenses without touching my portfolio. I have a NW just shy of $2M, with $1.5M in broad, low-cost ETFs, and the rest in my house and retirement account. My NW fluctuates daily, sometimes by $1K-$3K, or up to $10K-$30K with market v…

1
[Encore] Chelsea Powers and Flannery Buchanan of Bluebird & Co. 59:20

9d ago59:20

59:20

This episode originally aired on October 16, 2023. What do you do when you meet a friend who shares your same dreams, energy level, and passions? Why you start a business of course! Chelsea and Flannery met through the small business network of Crozet and immediately started hosting pop-up markets together to encourage and support a variety of fema…

1
Why Teachers Need to Be Careful | Dan Otter - E92 46:06

8d ago46:06

46:06

Jesse opens the show by sharing a personal anecdote about a former teacher's challenging investment choices, which were burdened with high fees from their financial advisor. He emphasizes the predatory nature of the financial advice teachers receive, encouraging teachers to seek better investment options from reputable firms like Vanguard and Fidel…

1
Coast FI: Semi-Retiring Early – Kristen Knapp | MHFI 238 1:04:41

10d ago1:04:41

1:04:41

Doug chats with Kristen Knapp, a meteorologist from St. Louis, about her Financial Independence journey, how she made it to Coast FI, and the importance of the FI community. Kristen shares how her frugal upbringing & early financial literacy set the stage for financial stability, details her transition from a full-time meteorology career to a part-…

1
Living in Longmont: Community & Retirement Insights | MHFI 237 44:30

17d ago44:30

44:30

Doug and Dusti answer questions from the Facebook mailbag. Chris For Doug: I know this is a stereotypical interview question, but where do you see yourself in 5 years? With Elizabeth’s recent retirement and your continued involvement with the FI community, how do you see your life changing (or perhaps not) in the next handful of years? For Dusti: H…

1
What No One Tells You About Early Retirement | Steve Adcock - E91 53:33

23d ago53:33

53:33

Today, Jesse helps us step out of our financial frame and see the broader context of our lives. Quoting from David Foster Wallace’s “This is Water” speech, he highlights our self-centered bias and makes suggestions on how we can gain greater perspective through the support of those around us. In his monologue, Jesse also notes Charlie Munger’s beli…

1
Rachael Kesler Palm 53:36

25d ago53:36

53:36

Rachael Kesler Palm is a queer woman, author, activist, creator, communications professional, and mother. Her passion lies in creating: creating change through her activism as a volunteer with Moms Demand Action; creating beautiful content through marketing communications work; and co-creating a fulfilling life with her 8-year-old daughter and fian…

1
So Long for Now. Carl is Leaving… | MHFI 235 46:15

1M ago46:15

46:15

Doug chats with Carl about his decision to leave the podcast to focus on wrapping up personal projects. Carl shares struggles with balancing podcast duties, fitness goals, burnout, and family obligations. He shares some regrets from his MHFI podcasting experience while also reflecting on his fondest memories. Doug talks about the future of the podc…

1
No Diversification = Deep Trouble?! | AMA #3 with Jesse - E90 54:10

1M ago54:10

54:10

Back with another AMA, Jesse tackles your questions on employee stock incentives, diversification, how taxes affect investments, and more! Our first question comes from Lynn, who asks about when to take Social Security, which opens up a broader discussion on optimal timing for retirement benefits. While she and her husband initially planned to wait…

1
Recorded in Full Self Drive in Tesla Model Y | MHFI 234 50:46

1M ago50:46

50:46

Join Doug and Carl as they embark on a road trip in Carl’s Tesla Model Y. In this episode, they discuss the state of their podcast, upcoming exciting series on happiness, and their plans for book writing. (Sorry about the audio! Doug sounds horrible, first time recording like this so I hope next time it’ll be better…) The duo shares their personal …

1
Navigating the Journey to FI: Real Estate, Retirement, and Financial De-Risking | MHFI 233 56:02

1M ago56:02

56:02

Doug and Carl answer questions from the Facebook mailbag. Akshay – I like the concept of giving money away, but I don’t want to die with zero. This is too close for comfort. I agree with helping out kids with their education, as long as they have skin in the game. I also agree with the idea of not wanting to wait until the end to pass your wealth o…

1
Societal Challenges and the “Money World” Don't Always Mix | Katie Gatti Tassin - E89 1:12:28

2M ago1:12:28

1:12:28

Jesse explores the intricacies of student loan forgiveness, highlighting the fallacy that loans can simply vanish without consequence. He argues that the financial burden ultimately falls on taxpayers and critiques the notion that the U.S. government can "magically" eliminate student debt. Jesse explains the Public Service Loan Forgiveness (PSLF) p…

1
Consumerism Chaos: Car Prices, Fast Food Inflation, and Tipping Culture | MHFI 232 46:50

2M ago46:50

46:50

Doug and Carl chat about various aspects of consumerism including recent trends, rising costs, and the evolving culture of tipping. They discuss the rising cost of vehicle prices & financing, increasing cost of car insurance, the future of autonomous cars, and compare fast food & grocery costs over the last decade. They also delve into the confusin…

1
$60k in Debt to Early Retirement [rebroadcast] | MHFI 231 1:08:08

2M ago1:08:08

1:08:08

Doug and Carl chat with Dan Manwaring, a former medical device salesman, who transformed his life from being $60K in debt to retiring early and traveling the world. Dan discusses his professional journey, his approach to financial independence, and his unique travel experiences along with fitness routines, eating habits, and the importance of enjoy…

1
Practical Reasons Why "Retirement Success" Can Still Be Painful | Rob Berger - E88 43:48

2M ago43:48

43:48

Referring back to his article, Fundamentals Of Retirement: Is the Summit “Good Enough?”, Jesse uses an experience hiking in the Adirondack Mountains as a metaphor to explore retirement preparedness. He recounts how being poorly equipped for a challenging hike can mirror the pitfalls of entering retirement without thorough planning - you might reach…

1
Time Share Pitches & FI-Centric Road Tripping | MHFI 230 1:01:01

2M ago1:01:01

1:01:01

Doug and Carl catch up to discuss their recent summer adventures. They discuss Carl’s FI-centric road trip & his future travel plans, Doug’s experience with timeshares, fitness routines while traveling, and an update on Doug’s back injury. And because this is a money podcast, they also touch on the current state of the stock market. Be sure to chec…

1
Mr. Money Mustache on Simplifying Your Finances (Live CampFI) | MHFI 229 1:11:52

2M ago1:11:52

1:11:52

Doug and Carl answer a potpourri of audience questions at CampFI Rocky Mountain with help from Mark Trautman (Mark’s Money Mind), Pete Adeney (Mr. Money Mustache), Travis Hughes (Downshift Financial), and Mindy Jensen (BiggerPockets Money/Mindy on Money). On a scale of 1 to 10, how happy were you to see asparagus served in the cafeteria at CampFI? …

1
How To Secure an Edge Against “Sequence of Returns” Risk | Tyler of Portfolio Charts - E87 52:18

3M ago52:18

52:18

In today’s opening monologue, Jesse explores the concept of Sequence of Returns Risk, a crucial and often misunderstood threat to retirees, by illustrating how poor returns early in a retirement can severely impact long-term stability. He emphasizes the importance of diversification. Jesse then introduces the idea of path dependence, drawing parall…

1
Accidental FI at Age 45 & 48 – Darren & Jolene | MHFI 228 1:30:02

3M ago1:30:02

1:30:02

Doug chats with early retirees Jolene & Darren about their path to financial independence and early retirement. The couple shares their experience from 20-year careers in agronomy, high savings rates, and the impact of discovering the FIRE movement in 2018. They discuss life changes including downsizing possessions, international travel, utilizing …

1
Go Bucket Yourself [rebroadcast] | MHFI 227 1:23:27

3M ago1:23:27

1:23:27

Doug and Carl chat with Debbie and Chris Emick from the “Go Bucket Yourself” blog & podcast about their journey to financial independence. Debbie & Chris discuss their core values, real estate, overcoming challenges & fear, cultivating a growth mindset, the significance of community building, and their adventurous lifestyle, including homeschooling…

1
Should I Drain My 401k to Pay Off My Mortgage? | AMA #2 with Jesse - E86 48:23

3M ago48:23

48:23

In today’s AMA, Jesse delves into various financial dilemmas and strategies to maximize benefits and secure a stable retirement. The first question comes from Mindy, a 50-year-old widow, weighing the pros and cons of remarrying due to its potential impact on her survivor benefits. Jesse explains the complexities of Social Security spousal and survi…

1
Unfrugal Habits of the Wealthy, Auto Loans, Insurance – Mailbag | MHFI 226 59:43

3M ago59:43

59:43

Doug and Carl answer questions from the Facebook mailbag and read recent podcast reviews. Kristian – I was recently discussing the subject of financial independence with a friend, she sits in the business and entrepreneurial camp, and she has a strong opinion, regarding “having a FI number” as she thinks it is limiting my mindset. She often says th…

1
FIRE in a Recession or When the Market Takes a DIVE [rebroadcast] | MHFI 225 39:55

3M ago39:55

39:55

Doug and Carl discuss the challenges of retiring during a market downturn. They delve into the significance of Sequence of Returns Risk & inflation then propose strategies for financial management during recessions, such as cutting expenses, maintaining cash reserves, adjusting withdrawals, part-time work, and re-evaluating investments. Note: This …

1
Red Flag Finance Scams on the Big, Scary Internet | Rachael Camp - E85 1:03:37

4M ago1:03:37

1:03:37

Jesse starts by sharing two of his blog posts in today’s monologue. The first post, “The Answers are Here, But…”, expands on William Gibson’s quote, “The future is already here. It’s just not evenly distributed, yet.” Jesse draws a connection between Gibson’s quote and the distribution of financial literacy, explaining that The Best Interest is par…

1
Retired Two Months: Here’s What We Learned – Elizabeth & Dusti | MHFI 224 56:33

4M ago56:33

56:33

Doug chats with two recent retirees, his wife Elizabeth & friend Dusti. They share vital tips and lessons they’ve learned, including financial planning, healthcare considerations, and the importance of flexibility and community in retirement. The group also discusses real-life strategies like writing things down, engaging in fulfilling activities, …

1
Retired Two Months: Q&A – Elizabeth & Dusti | MHFI 223 58:43

4M ago58:43

58:43

Doug chats with two recent retirees, his wife Elizabeth & friend Dusti. The group discusses the transition to retirement, sharing insights on dealing with stress, maintaining productivity, and discovering new interests. Elizabeth & Dusti also answer questions from the Facebook mailbag. Jamie – Have you decompressed yet from baseline stress? Others …

1
How New Parents Can Avoid Money Mistakes | Andy Hill - E84 53:47

4M ago53:47

53:47

Jesse begins today's episode with two reflections. First, he talks about the rarity and preciousness of gathering all your loved ones in one place. While money is important, it is ultimately a means to gain the freedom to spend time with those you care about. In his second reflection, Jesse recounts the story of his parents' neighbors' house catchi…

1
When to Hire an Advisor – Amberly Grant | MHFI 222 1:08:37

4M ago1:08:37

1:08:37

Doug and Amberly discuss the ins & outs of when to consider using a financial advisor. They explore the pros & cons of working with advisors, fee structures, the importance of fiduciary responsibility, how to avoid bad financial advice, and complexities of DIY financial management. They share personal stories and experiences to illustrate the discu…

1
3 Buckets of FIRE, Long Term Care, Dating, Mailbag | MHFI 221 56:43

4M ago56:43

56:43

Doug and Carl answer questions from the Facebook mailbag. Branden – Basically Coast FI, but can’t pass up the tax advantages of a 401k and a Roth IRA even though focusing on a taxable brokerage account would provide freedom sooner. How did you prioritize which accounts to use and when? Julie – Do you favor long-term care insurance? Matt – How to ap…

1
Fight, Flight, and Friction: Being Smart in Your Volatile Portfolio | Carl Richards - E83 55:07

5M ago55:07

55:07

Jesse starts this episode with a confession: money still stresses him out. The four ways that Jesse reduces this stress are remembering what’s going right financially, prioritizing spending, working hard, and remembering that others have walked this path. Then, with another call back to his blog, Jesse invokes Marshall McLuhan’s quote “the medium i…

1
Are High Net Worth People Happier? – Allison | MHFI 220 1:12:28

5M ago1:12:28

1:12:28

Doug and Carl chat with Allison, delving into her unique journey as a nanny for high net worth families and some insights & takeaways from those with wealth. Allison also discusses her path toward financial independence including frugal areas of her life, giving into the (lifestyle) creep, and finally attending an in-person FI event for the first t…

1
Why I Quit My High-Paying Engineering Job – Vivi | MHFI 219 1:05:41

5M ago1:05:41

1:05:41

Doug and Carl chat with Vivi Ton who shares her bold decision to leave a stable career as an aerospace engineer to pursue her true passion in graphic design. Vivi discusses entrepreneurship & her work with Personal Finance Club, her experiences with mental health & therapy, navigating the societal pressures of leaving a high-paying job, and offers …

1
“Truth: We Are Very Bad At Anticipating What We Want” | Jonathan Clements - E82 47:08

5M ago47:08

47:08

Jesse begins today’s episode with a short monologue on the highs and lows of money. Can money buy happiness? Or are they uncorrelated? Either way, money can certainly buy flexibility and optionality. Jesse collects insights from Thom Yorke, Matthew Killingsworth, Danny Kahneman, and Angus Deaton. Today’s guest is Jonathan Clements, the founder and …

1
Lazy Book Update & Google is Bad Now | MHFI 218 32:28

5M ago32:28

32:28

Doug and Carl catch up briefly on a potpourri of personal topics including challenges of managing time, updates with the lazy book, fitness updates, and upcoming summer plans. They also discuss changes in Google search, the impact of AI on search results, and the current state of SEO. Save 50% site-wide on your new mattress, pillow, and bedding ove…

1
Military Path to Financial Freedom – B.J. | MHFI 217 1:33:27

5M ago1:33:27

1:33:27

Doug and Carl chat with Air Force veteran & physician B.J., who shares his journey toward Financial Independence and life beyond material success. B.J. discusses how military benefits like pensions & healthcare can pave the way to financial success, the personal growth he experienced after achieving FI, and the pursuit of deeper happiness beyond ow…

1
"Is My 100% S&P 500 Portfolio Wrong?" | AMA #1 with Jesse - E81 37:43

5M ago37:43

37:43

On today’s episode, we bring you something a little different. Jesse’s collected a series of questions from newsletter subscribers and will answer them in today’s AMA (Ask Me Anything). Jesse answers into which accounts young people should be putting their money. Other questions answered are: Is getting to your “Coast FI” a good idea? How to balanc…

1
Millionaires Think They’re Middle Class?? – Amberly Grant | MHFI 216 1:19:37

5M ago1:19:37

1:19:37

Doug and Amberly explore the intriguing reasons why many millionaires consider themselves middle class. They discuss the technical definitions of financial classes vs. the challenging societal definitions of these same classes, how both of these relate to their own views, and the psychology of wealth & self-perception among financially successful i…

1
Should I Quit My Corporate Job & Mailbag | MHFI 215 1:02:50

6M ago1:02:50

1:02:50

Doug and Carl work through a case study from listener Frank and also answer questions from the Facebook mailbag. Frank – Has a stressful, yet well paying job. Should he stay at his current job, which he doesn’t like so much, or move on to something else that he’s been contemplating for a while? Rich What does a typical daily meal and snack look lik…

1
Beware! Don’t Fall Into “The College Money Pit Trap!” | Evan Giokas - E80 1:11:34

6M ago1:11:34

1:11:34

Jesse starts this episode discussing his “50/50 rule” of college savings. Jesse also talks about 529-to-Roth conversions (why they’re overrated!), the FAFSA, and other financial tools at our disposal for college planning. Evan Giokas then joins the show to dive deeper into a college admissions conversation. Evan is the founder of The College Confid…

1
Mad Fientist: Life, Money, & Pursuit Of Happiness (Mindy on Money) | MHFI 214 1:13:28

6M ago1:13:28

1:13:28

Mindy and Carl catch up with long-time friend Brandon, the Mad Fientist, to discuss the balance between spending, saving, and maintaining happiness. Brandon details his journey from extreme frugality to spending experiments to purposeful spending/spending for happiness. He also discusses the indispensable role of personal development, the importanc…

1
Mastering the Market, AI’s Future with Brian Feroldi | MHFI 213 50:16

6M ago50:16

50:16

Doug and Carl chat with financial educator, investing enthusiast, and author Brian Feroldi. Brian delves into early investment mishaps, his investing philosophy (focusing on high-quality, long-term businesses), the significance of understanding the stock market & personal finance, and where to find new investing ideas. The group also discusses Warr…

1
[Encore] PK Ross of Splendora's Gelato 1:09:21

6M ago1:09:21

1:09:21

This episode originally aired in January of 2023. Born in Manila, the tiniest bit strange and a lot dramatic, PK Ross was probably meant for a life of crime boss’ mistress. Just kidding. Not about the Manila part; she was definitely born there. Hers is a typical tale of an Asian immigrant child whose only proper destiny was doctor or lawyer. But as…

1
Health = Money = Time | Phil Pearlman - E79 50:17

6M ago50:17

50:17

In episode 79 of The Best Interest Podcast, host Jesse Cramer discusses the intricate relationships between health, wealth, and time with guest Phil Pearlman. Jesse starts with his usual monologue, explaining and establishing that health, money, and time are all interchangeable resources that many people trade-off throughout their lives. Jesse and …

1
My Wife Retired Early!!! | MHFI 212 1:20:40

6M ago1:20:40

1:20:40

Carl chats with Doug and his wife Elizabeth who recently left her career and retired early. Elizabeth discusses her introduction to Financial Independence and some of the skepticism she initially had while also walking through some of the specifics about actually leaving her job (making the decision, having a solid financial plan in place, and desc…

1
Evolution of FIRE and EconoMe 2024 | MHFI 211 50:31

7M ago50:31

50:31

Recorded in the hotel lobby on the last day of the EconoMe conference, Doug and Carl reflect on some of the presentations and conversations they had over the weekend while also providing their own insights & observations. They discuss various topics including: the evolution of the FIRE movement from its initial focus on accumulating wealth to its c…

1
An Informative Debate: The Most Important Rules of Personal Finance | Justin Peters - E78 1:12:29

7M ago1:12:29

1:12:29

Jesse starts this episode with an engaging monologue: how exactly does The Best Interest generate revenue? Jesse answers this question and asks YOU for your help in ensuring The Best Interest continues as a terrific free financial resource. And then Justin Peters joins for the second half of the episode. Justin hosts The Struggle is Real, a podcast…

1
Accidental FI, Early Retirement, & Subtle Art of Living FI – Bob Haines | MHFI 210 1:14:10

7M ago1:14:10

1:14:10

Doug and Carl chat with Bob Haines who is a well-known figure in the FI community due to his frequent attendance of various FI-related events such as FinCon, EconoMe, Chautauqua, and CampFI. Bob recounts his financial journey from initially finding FI through the Tim Ferriss podcast, to discovering that he was accidentally FI already, to transition…

1
Tina Page of Palm + Petal Creative 49:48

7M ago49:48

49:48

Tina Page is the founder of Palm + Petal Creative, based out of Maui, Hawaii. Her line is inspired by the islands. Palm + Petal Creative creates sustainable apparel and coastal-themed home decor. You can find her products in boutiques and resorts throughout Hawaii or through her online shop. Tina and her husband are originally Virginia natives, but…

1
Random Show from EconoMe 2024 | MHFI 209 52:06

7M ago52:06

52:06

Recorded in the hotel lobby from the EconoMe conference in Cincinnati, Doug and Carl catch-up on various topics including: a recap of their recent visit to the Culdesac community in Arizona, thoughts on e-bikes & electric vehicles, Doug’s battle with pink eye, updates to their fitness routines, and Carl’s unfortunate Facebook incident. Doug also sh…

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ポッドキャスト Jesse Cramer

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