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Our Two Cents Podcast

Bakersfield Professionals

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Our Two Cents Podcast is a weekly show that provides you wisdom and actionable advice about Finance, Investing, Real Estate, Income Taxes, Insurance, and the Law. Featuring local business and community leaders. This is your place to hear business and community leaders discuss relevant topics that matter to you.
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The Florida Insurance Roundup from Lisa Miller & Associates

The Florida Insurance Roundup from Lisa Miller & Associates

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"The Florida Insurance Roundup" podcast from Lisa Miller & Associates, is your program on the people, issues, and regulations shaping Florida’s Insurance Market. Lisa, a former deputy insurance commissioner, brings you the latest developments in Property & Casualty, Healthcare, Workers' Compensation, Litigation, and Surplus Lines insurance from around the Sunshine State. She is a nationally-recognized disaster insurance and recovery expert. Based in the state capital of Tallahassee, Lisa Mil ...
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Entrepreneur Stories 4⃣ Inspiration

Millionaire Interviews Podcast & Sir Austin Peek

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Entrepreneur Inspiring Stories to Help Motivate, Build, & Grow Your Successful Business with a Master Class from Entrepreneurial Thought Leaders that tell it How It Is... Millionaire Interviews is actionable advice for the (future & present) Entrepreneur, Thought Leaders, Solopreneur, Youpreneur, and Small Business Owner. The host interviews Business Founders in the Product, Service, Real Estate, and Tech industries so they can teach you from their experience. Connect with other Listeners @ ...
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Amanda Jones welcomes Jackie Andrade and Elizabeth Maldonado, Vice Chairman and Chairman of KC SHRM’s 2024 Symposium. Jackie Andrarde, is an experienced and motivated human resources practitioner with sixteen years’ experience. Jackie Introduces the non-organization: The Kern County Chapter Society for Human Resource Management otherwise known as K…
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Mike and Pete are joined by Jim Keoghan to discuss the draw with Roma, the injury concerns going into the first game of the season, a preview of the Brighton game at Goodison next weekend and their season expectations. Jim also discusses his new book, aimed at young Evertonians eager to learn more about our club. Learn more about your ad choices. V…
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Mike is joined by Bill Gain from the Irish Football Blog to discuss the signing of Jake O'Brien; Bill gives the lowdown on Everton's fifth signing of the summer including his progression over the last 12 months, his main attributes and what his expectations for his first season. Learn more about your ad choices. Visit podcastchoices.com/adchoices…
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High-risk flood zones are expanding this year along significant stretches of Florida’s coastline. In Broward County, nearly 90,000 properties have been moved into a FEMA flood zone. But 80,000 of them were in such a zone prior to ten years ago, when FEMA moved them out – only to add them back in this year. Many will now have to purchase flood insur…
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Anne Hed is a lifetime resident of Minnesota. Her history as a business owner began back in the 1980’s, when she raced as a professional triathlete. She completed eight Ironman Triathlons in Hawaii, and met her late husband, Steve, through the sport. He became one of her first sponsors... This Episode is Sponsored By: Jon Ostenson, Founder of FranB…
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Mike is joined by Anglo Italian Podcast host Adam Gipki, to discuss the signing of Danish international Jesper Lindstrom; Adam gives an insight into why Lindstrom struggled at Napoli; He also compares him to Dennis Rommedahl and explains what are his main attributes and how he will fit in the Sean Dyche system. Learn more about your ad choices. Vis…
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Mike is joined by Phill Hayward to discuss the disappointing news regarding the collapse of the takeover of the club by The Friedkin Group; The lads chat about the impact and where the club go from here; The transfer window is in full swing and the latest player on his way out of the club is Amadou Onana, with Mike and Phill discussing how that wil…
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Mike and Lee discuss the latest goings on at the club after the departure of Ben Godfrey to Atalanta; The lads discuss the impact of his move on PSR compliance before turning their thoughts to the latest transfer links, including multiple pacey wingers; The show rounds off with Chad from The Red Half of Sheffield Podcast giving Mike an insight into…
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Mike is joined by former Everton FAB member Paul McMonnies in the first part of the show, as they lead the tributes to the late Everton striker Kevin Campbell; With the FAB elections currently ongoing, Paul discusses his desire to be re-elected and highlights the work done in the last 12 months by the Board; The transfer window is well and truly op…
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A new working paper from the Congressional Budget Office estimates that for every dollar spent to elevate or buy-out a flooded home, $2.69 would be saved in future costs over the next 30 years. Of the 1.3 million projects the paper identifies, roughly 138,000 would see a greater savings of $6 dollars. Total savings would amount to $519 billion in f…
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Mark Lazarchic is the CEO of Serenity Venture Group. He describes himself as a serial entrepreneur with eyes always open. Mark is the owner of multiple successful startup businesses in very competitive markets. Mark has spent the last 10 years being amazed at the level of mediocrity accepted by the public in business. At all levels... This Episode …
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Mike and Lee are joined by BBC Radio Merseyside Sport Presenter and podcast award winner Giulia Bould; They discuss the ongoing takeover saga at the club, before delving into Giulia's career and rise over recent years; Talk turns to the hugely popular and award winning podcast "Nothing Will Be The Same" and the hard work that went into producing th…
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Amanda DiGacomo welcomes Norma Dunn, Program Director of the Kern Women’s Business Center. Norma's passion for education and business, combined with her engaging personality, has earned her a reputation as a high-impact networker. She is a sought-after community leader as is accomplished at planning and executing strategies that are both effective …
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The lads round the season off with a chat about the final game defeat to Arsenal; Dominic Calvert-Lewin once again showed his importance to the team, with a chat about how pivotal he is; This past week has seen new contract offers for players and also an announcement on those who are leaving, with the lads discussing those offers and what it means …
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The lads are back to discuss a fifth straight home win, this time at the expense of Sheffield United; Despite the win, talk turned to the off-field issues at the club with a discussion about the future of Sean Dyche and a potential return of David Moyes, as well as the needs to raise money through player sales; The show rounds off with a look ahead…
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Kyle Jones and Amanda DiGacomo welcome Jasmine Mazariegos, Senior Broker at Virtuity Financial Partners and the newest tenant in the Mill Rock Way office. Jasmine Introduces the company she works with, Virtuity Financial and discusses the aspects behind financial literacy. Jasmine tells us how she attended CSUB with a major in kinesiology but later…
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Charles J. Bonfiglio is the Franchise Founder & Chief Executive Officer of Tint World. The company is a privately owned franchise chain of independent retail window tinting, mobile electronics, auto accessories and appearance centers. As the lead executive of Tint World, Charles is responsible for all functions related to the development and leader…
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Mike and Pete are joined by Everton Fan Advisory Board member Paul McMonnies to discuss the latest in the 777 Partners takeover saga, after more frightening stories emerged; Paul reflects on the season from a Fan Advisory perspective and the hard work that has gone into their work; The lads discuss the recent draw with relegation threatened Luton, …
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The lads are back to discuss Everton securing their top-flight status with their third win in six days, this time over Brentford; They reserve special praise for the manager and players who have navigated incredibly difficult waters to survive; They chat about how the fans have played their part, including the fantastic work done by The 1878's fan …
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Mike and Lee are joined by Football Then and Now podcast presenter Chris Hulme, to discuss the incredible win over Liverpool; The magnificent atmosphere was discussed, with Goodison at its glorious best on the night; Dominic Calvert-Lewin's performance was singled out for special praise, with the striker scoring another goal and one of great signif…
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A new report claims that Florida's property insurance market is full of “low quality insurers,” especially those Florida-based companies that write the bulk of the 7.5 million homeowners and condo insurance policies. It casts aspersions on Demotech, the rating agency that reviews their financial stability. Former Florida Deputy Insurance Commission…
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Mike is joined by Sport Witness journalist and Evertonian Sean Lunt, to discuss the hugely important win over relegation rivals Nottingham Forest; It was the perfect reaction after the defeat to Chelsea and one that Everton deserved praise for; The lads discuss the impact of the returning Idrissa Gana Gueye, including his vital goal; The show round…
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Amanda DiGiacomo welcomes Jackie Koster, Founder and CEO of Key Staffing Inc and LLS Visionary of the year. Key Staffing is a company founded in 2019 by Mrs.Koster and it is now a leading recruitment firm serving all industries including, industrial, administrative, accounting, and medical. Jackie tells us the story of how Key Staffing came to be f…
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Mike and Lee are joined by The Athletic's Greg O'Keeffe to discuss the disastrous defeat against Chelsea; The lads discuss how the set-up played into Chelsea's hands and the worrying aspects of the performance; Nott'm Forest fan Adam Hendry joins the lads for the second half, to look ahead to Sunday's huge relegation six-pointer at Goodison Park; T…
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Mike and Pete discuss an Everton win at last; The win over Burnley ended the long winless run, but wasn't easy given the style of play adopted, with the lads discussing how difficult it was made; One positive besides the win was a second goal in two matches for Dominic Calvert-Lewin, with the momentum a obvious factor in his improved performance; T…
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The lads are joined by Max Carlyle to discuss yet another defeat for the blues, with them asking where is the next win coming from; They reflect on the players half-hearted showing and whether they are hiding, as well as Sean Dyche's lack of a plan B and one-dimensional set up; The show rounds off with a look ahead to the trip to Newcastle in mid-w…
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Doug C. Brown is the CEO of CEO Sales Strategies and a Sales Revenue and Profit Growth Expert. He has led client award-winning and high-performance teams as well as pioneered profitable development programs for companies. He has advised companies such as Intuit, CBS Television, Procter & Gamble, Enterprise Rent-A-Car, Nationwide, Embassy Suites, In…
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Mike and Pete react to this week's shock news that Nott'm Forest only received a 4 point deduction for PSR breaches and the comparisons to Everton's first case; With Everton due back in front of another independent panel this coming week, the lads discuss what they expect and the lack of clarity behind punishments; The show rounds off with a look a…
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Kyle Jones welcomes Scott Garrison, Founder and CEO of Planned Exits, a new company that provides business owners with strategies on how to maximize their business’s value upon exit. Scott tells us the story of how Planned Exits came to be and his inspiration behind the company. The company is committed to helping business owners, and entrepreneurs…
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Mike is joined by authors of The Unofficial Everton Timeline, Steve Dickinson and Lyndon Lloyd to discuss the publication of their book; Given the current situation at the club, the conversation surrounding Farhad Moshiri, his impact on the club and key events of his ownership are discussed in this latest episode of the podcast. Get your copy of th…
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How will the insurance bills that passed in the recently completed 2024 Florida legislative session compliment past marketplace reforms? Is a property insurance market marred by carrier insolvencies in recent years and ongoing double-digit rate increases starting to stabilize? Former Florida Deputy Insurance Commissioner Lisa Miller talks with two …
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Mike and Lee are back to review the recent loss to Manchester United, with Everton still without a win in 2024; The performance highlighted once again, the lack of attacking prowess and creation of quality of chances created; The right back position is up for discussion, with the lads mulling over the potential inclusion of Seamus Coleman in the co…
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The lads are joined by Everton Fan Advisory Board member Paul McMonnies, as they discuss the outcome of the recent appeal hearing in which Everton got 4 points back; Paul explains the role of the FAB in the appeal process and the evidence it provided; The lads discuss the home defeat to West Ham, despite Everton creating many clear cut chances; Sho…
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Ray Shelton, Ph.D. is a nationally-known expert on stress and the impacts it has on frontline personnel in disasters and other crises. He is a Fellow and the Director of Professional Development for The American Academy of Experts in Traumatic Stress, in Miller Place, New York. He’s seen tragedy first-hand over 35 years serving with the Nassau Coun…
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The lads are back to discuss the 1-1 draw with Brighton, including the heartbreaking stoppage time equaliser; They discuss the potential impact of the lengthy wait of the points deduction appeal outcome on both the manager and players, including dictating the tactical set-up; Jarrad Branthwaite's outstanding goal and overall performance is discusse…
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Olga Maslikhova is the founder and host of The J Curve, the podcast about Latin America tech ecosystem builders. Olga is also a successful tech investor. She aims to share insights and stories from the region's most influential entrepreneurs, investors, and experts. She also leverages her network and knowledge as a member of a global community of w…
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Mike, Lee and Pete are joined by the fourth wheel, Phill Hayward, to discuss the defeat at defending Champions Manchester City; Despite the loss, there was plenty to take in the way of positives, with the lads discussing the impressive defensive showing by Everton and also how the game would have helped the development of Jarrad Branthwaite; The sh…
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Mike and Lee discuss the impressive 2-2 draw against Spurs and its multiple talking points: Central to the solid showing were both Gana Gueye and James Garner, with the lads chatting about the importance of their energy against a side like Spurs; Richarlison came back to haunt Everton, with Mike and Lee discussing their differing views about the ho…
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The lads are back to discuss the poor performance and defeat at the hands of Luton Town in the F.A. Cup; With a change in formation on the day, the lads have a chat about what went wrong and whether we'll see it again; The upcoming league match against Fulham is previewed before the show rounding off with a chat about the continuing Premier League …
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Amanda DiGiacomo welcomes Cepi and Lu, the executive board of Power Hub Bakersfield, a new local non-profit that helps businesses and C suite employees grow. Cepi the president tells us the story of how Power Hub Bakersfield came to be. Their inspiration behind bringing PHB to the community was that they wanted to provide business owners and C Suit…
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Mike and Lee are joined by Frank McKenna to discuss the latest financial breach by the club and their thoughts on the process, as well as the impact on fans once again; The manager is singled out for special praise for his handling of the difficult situation at the club; Away from off the field issues, Everton's recent win over Crystal Palace in th…
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Mike and Pete are joined by Phill Hayward to look back on a gritty point gained against high flying Aston Villa; Everton failed to find the back of the net again, with the lads discussing Dominic Calvert-Lewin's lean goal-scoring spell and options beyond him; The show rounds off with a look ahead to the F.A. Cup Third Round replay against Crystal P…
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Kyle Jones welcomes Sarah Kuhlmann and Tarin Meadows, Co-owners of F45 Training Seven Oaks and Fit-Pantry. Sarah and Tarin tell us the story of F45 training. Their inspiration behind bringing F45 training to the community was that they wanted to provide a fun place that produces high-intensity workouts to get the heart pumping. F45 Training’s missi…
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Mike and Pete are joined by Luke from School of Science TV to discuss the recent F.A. Cup 3rd Round draw at Crystal Palace; The officials were once again the centre of attention with the lads trawling through the horrendous red card decision against Dominic Calvert-Lewin; Arnaut Danjuma was handed a rare start, with a chat about his impact on the g…
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Richard Parker is the founder of Diomo Corporation – The Business Buyer Resource Center and author of the How To Buy A Good Business At A Great Price series. Richard has purchased thirteen of his own businesses and has been an advisor and broker to small business buyers and sellers for over three decades. He has written and been featured in more th…
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Mike and Lee discuss the disappointing defeat to Wolves and potential reasons behind it; Sean Dyche once again proved to be stubborn in his approach, with the lads discussing the frustration behind his approach; The show rounds off with a look ahead to this weeks FA Cup 3rd Round tie against Crystal Palace. Learn more about your ad choices. Visit p…
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Mike and Lee discuss the narrow to defeat to Spurs, which didn't tell the whole story; Despite losing the game, the lads have a chat about the numerous positives in defeat, with Everton unlucky not to take all three points, with VAR once again proving pivotal; The show rounds off with a look ahead to the the visit of Manchester City. Learn more abo…
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Amanda DiGiacomo welcomes Debbie Powers, executive director of Golden Empire Gleaners. Debbie tells us the story of how the local non-profit was founded and how much they have grown since then. Debbie goes over what the non-profit does for the community and how it has an impact on many lives. She discusses the process in which the non-profit receiv…
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We are welcomed today with a special recording from our Host Amanda DiGiacomo as she tells us the story on how she came about founding Atlas Financial Solutions. Amanda goes over a year-end business checklist for small business owners and how to close out their books. She goes over minimum wage increases and sick leave changes for 2024. Atlas Finan…
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The lads are joined by fellow Evertonian Tim Scott, to analyse another win for the blues, this time at the expense of Burnley at Turf Moor; The lads discuss the tactical shift from the manager due to injuries and suspensions at the back, as well as the standout performance of returning Michael Keane; The show rounds off with a look ahead to the Car…
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