P2P is transforming banking as we know it

Financial Futures

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4y ago 26:40

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Apps like Zelle and Venmo have made splitting happy-hour tabs with friends so much easier. But that’s only the tip of the iceberg when it comes to the impact of person-to-person payments, or “P2P.” P2P is not only changing how we move money, it’s radically transforming banking itself.

FIS’ Norm Marraccini says that leaves only one option for banks that want to survive into the digital future: “You’ve got to get into P2P.”

In this episode of “Financial Futures,” Marracini, senior vice president for executive retail digital payments at FIS, joins us to take a closer look at the P2P payment revolution.

We’ll discuss:

How COVID accelerated P2P’s already-rapid growth
Zelle’s success introducing P2P to the masses, and how it has become the dominant player in the industry
How “B2C,” “B2B,” and the like are the next steps in P2P’s evolution
Will the rise of P2P cause brick and mortar bank branches to vanish?

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