Retire Sooner With Wes Moss podcast

Player FM - Internet Radio Done Right

124 subscribers

nine 年前前追加した

コンテンツは Wes Moss によって提供されます。エピソード、グラフィック、ポッドキャストの説明を含むすべてのポッドキャストコンテンツは、Wes Moss またはそのポッドキャストプラットフォームパートナーによって直接アップロードされ、提供されます。誰かがあなたの著作物をあなたの許可なく使用していると思われる場合は、ここで概説されているプロセスに従うことができますhttps://ja.player.fm/legal。

State Secrets: Inside The Making Of The Electric State

1
Family Secrets: Chris Pratt & Millie Bobby Brown Share Stories From Set 22:08

約 21 日前22:08

「あとで再生する」

リスト

気に入り

気に入った

22:08

Host Francesca Amiker sits down with directors Joe and Anthony Russo, producer Angela Russo-Otstot, stars Millie Bobby Brown and Chris Pratt, and more to uncover how family was the key to building the emotional core of The Electric State . From the Russos’ own experiences growing up in a large Italian family to the film’s central relationship between Michelle and her robot brother Kid Cosmo, family relationships both on and off of the set were the key to bringing The Electric State to life. Listen to more from Netflix Podcasts . State Secrets: Inside the Making of The Electric State is produced by Netflix and Treefort Media.…

Retire Sooner with Wes Moss

シリーズのホーム•Feed

Wes Moss is on a mission: help at least 1 million Americans of any age retire sooner and find joy along the way. A seasoned finance professional, best-selling author, broadcaster, and teacher, Wes has done extensive research on the habits of the happiest retirees. On this podcast, Wes shares key lifestyle and money habits you can implement now to prepare for a secure future while not depriving yourself of happiness in the present. In addition to leveraging his 20+ years of knowledge as an investment advisor, Wes brings in guests and specialists to teach you how to set and work towards your financial and lifestyle objectives. Refreshingly-free of mind-numbing financial jargon and unrealistic money goals, Retire Sooner with Wes Moss gives listeners the tools on how to retire sooner in the real world.

411 つのエピソード

#Trading #Business #Wes Moss #Money #Investing #Retirement #Personal Finances #Lifestyle

Retire Sooner with Wes Moss

124 subscribers

updated 約 6 時間前

シリーズのホーム•Feed

411 つのエピソード

#Trading #Business #Wes Moss #Money #Investing #Retirement #Personal Finances #Lifestyle

すべてのエピソード

Retire Sooner with Wes Moss

1
Maximize Your Retirement: 4% vs. 5% Withdrawal Rate, Inflation, Social Security, and Market Timing Explained 40:51

6 hours前40:51

40:51

Take control of your financial future. Learn how to determine the withdrawal rate for your retirement. Should you stick to the classic 4% rule, or is a 5% withdrawal rate possible? Hear why flexibility is key and how different spending approaches can impact your long-term security. Discover the impact of inflation, the pursuit of optimizing Social Security, and how a surprisingly small number of stocks make up about 50% of the S&P 500’s total value. Is it possible to time the market, or is participation a more strategic goal? Whether you're years away from retirement or already there, this episode is packed with actionable advice to help you max out without running out. Tune in now as Wes Moss and Christa DiBiase break it all down! Learn more about your ad choices. Visit megaphone.fm/adchoices…

Retire Sooner with Wes Moss

1
Supercharge Your Retirement Savings and Outsmart Risk with These Game-Changing Strategies 37:06

約 7 日前37:06

37:06

Unlock secrets to increase the probability of saving more for retirement, managing risk, and making more efficient financial moves. Learn how a simple mindset shift could potentially lead to a 14% increase in savings, why your risk tolerance evolves over time, and how to structure your investments for a more secure future. Explore strategies for dry powder reserves, Roth vs. traditional 403(b) contributions, and pension buyout decisions. Get helpful insights on dividend stocks, cybersecurity for retirement accounts, and creative legal ways to bridge income gaps before claiming Social Security. Wes Moss and Christa DiBiase break it all down on this episode of The Retire Sooner Podcast. Learn more about your ad choices. Visit megaphone.fm/adchoices…

Retire Sooner with Wes Moss

1
American Army of Productivity: How to Overcome Tariff Fears and Secure Your Financial Future 44:28

約 14 日前44:28

44:28

Learn how to optimize your retirement planning by utilizing essential financial tools. Discover strategies for leveraging a COLA-adjusted pension, navigating 403(b) withdrawals while contributing to a Roth IRA, and minimizing taxes. Explore rolling I bonds into a 529 plan without triggering taxable events. Analyze switching funds while managing a 401(k) or how Fidelity’s BrokerageLink might provide low-fee options without incurring taxes or penalties. Understand how to make the most of your retirement plan without worrying about tax implications. Enjoy all this and more as Wes Moss and Christa DiBiase take listener calls, help ease tariff fears, and marvel at the power of the American Army of Productivity. Learn more about your ad choices. Visit megaphone.fm/adchoices…

Retire Sooner with Wes Moss

1
Retire Sooner, Retire Smarter: 6 Costly Mistakes to Avoid for Financial Freedom 35:58

約 21 日前35:58

35:58

Dive into the six biggest mistakes early retirees often make—and how to avoid them. Are you financially prepared to retire sooner than 67? See why a phased retirement strategy can be a game-changer, learn how to secure multiple streams of income, and examine why location matters when it comes to staying close to family. Tackle the real cost of healthcare, the Social Security timing trap, and the risks of over-supporting adult children at the expense of your own future. Packed with insights and real-life retirement planning scenarios, Wes and Christa chart a roadmap that seeks financial independence. Don't just dream of retiring early—take control of your retirement future, and start with this episode! Learn more about your ad choices. Visit megaphone.fm/adchoices…

Retire Sooner with Wes Moss

1
10 Habits of the Happiest Retirees: Smart Money Moves & Fulfilling Lifestyles 39:13

約 28 日前39:13

39:13

Break down the five financial habits of the happiest retirees—including how much money you really need, the power of multiple income streams, and why paying off your mortgage faster might boost happiness. Learn how rational optimism can fuel effective investing and how the 4% Plus Rule of thumb can typically keep you from running out of money. Then, discover the five lifestyle habits that make retirement fulfilling, from core pursuits (hobbies on steroids!) to the importance of independent kids, strong social connections, and travel with friends. Plus, Wes Moss and Christa DiBiase answer listener questions to tackle TSP (Thrift Savings Plan) rollovers, tax-efficient investing, RSU (Restricted Stock Units) strategies, and Medicare-friendly portfolio rebalancing. Your roadmap to financial freedom and a joyful retirement starts here on The Retire Sooner Podcast! Learn more about your ad choices. Visit megaphone.fm/adchoices…

Retire Sooner with Wes Moss

1
How Much Do You Need To Retire? Break It Down And Fill The Gap 37:51

5 weeks前37:51

37:51

Tackle the million-dollar retirement question: How much is enough? Use Wes’s "Fill the Gap" (FTG) method to simplify retirement math—subtract guaranteed income like Social Security from your monthly spending goal and multiply the shortfall by 25 to calculate target savings. Explore other early retirement strategies, including the debate about lump sum buyouts vs. pensions, and weigh real estate against dividend-yielding ETFs for passive income. Finally, join Wes and Christa for a candid discussion about financial media scare tactics and why staying the course typically beats chasing headlines. Learn more about your ad choices. Visit megaphone.fm/adchoices…

Retire Sooner with Wes Moss

1
Millionaire Mindset Unlocked: Hard Work, Thoughtful Investing, and Bogle’s Playbook Might Fast-Track Your Retirement 39:12

6 weeks前39:12

39:12

Probe America’s "mini-millionaires"—how they earn, invest, and build wealth through hard work, not luck. Dive into the potential for owning stocks and buying a home with a focus on financial independence, not flash. Wes and Christa take listener questions to tackle substantial inheritance management, debate bonds vs. money markets for long-term gains, examine Robo-advisors hoarding cash, and the idea of doubling down on security to thwart hackers. Wes wraps with John Bogle’s playbook: invest rather than speculate, slash expenses, and don’t let perfectionism ruin a solid financial plan. By taking action and investing with purpose, you may be able to retire sooner than you think. Learn more about your ad choices. Visit megaphone.fm/adchoices…

Retire Sooner with Wes Moss

1
Lump Sum Or Pension? Crack the 6% Code + Market Highs & Retirement Power Moves 39:36

7 weeks前39:36

39:36

Should you take a lump sum or pension payout? Use the 6% Test to help you decide. With markets hitting record highs, is it the right time to invest, or should you wait? History suggests some clues that retirement planning should not be left to chance. Wes Moss and Christa DiBiase provide crucial context by answering listener questions about 401(k) target date funds, beta vs. volatility, selling a business for retirement, mega backdoor Roth IRAs, and inherited IRAs. Learn more about your ad choices. Visit megaphone.fm/adchoices…

Retire Sooner with Wes Moss

1
5 Powerful Portfolio Diversification Strategies to Reduce Market Anxiety + The Army Of American Productivity 45:00

8 weeks前45:00

45:00

Discover 5 powerful portfolio diversification strategies to help reduce market anxiety and boost financial security. Learn how these strategies can apply to kids, retirees, and folks in between, with actionable ways to set up a custodial Roth IRA for young entrepreneurs, maximize retirement savings, and choose an investment approach that fits your needs. Find out why kids earning money from small businesses, like selling roadside squash, could qualify for a Roth IRA. Avoid common mistakes like investing in a target date fund too soon. Looking for a fee-only fiduciary? Learn the real costs of hourly financial planning and how some people find trusted guidance. Thinking of ditching bonds for cash? Wes and Christa explain why bonds have historically outperformed money markets and why a balanced portfolio is key for long-term growth. Plus, dive into the Army of American productivity and how it impacts financial strategies. Learn more about your ad choices. Visit megaphone.fm/adchoices…

Retire Sooner with Wes Moss

1
It's Never Too Late To Start Saving For Retirement + Q&A 40:20

9 weeks前40:20

40:20

New changes in Social Security policies, particularly the elimination of the Windfall Elimination Provision (WEP) and the Government Pension Offset (GPO), may have significant implications for roughly 3 million Americans. Teachers, nurses, firefighters, police officers, and other public-sector workers who previously saw their Social Security benefits slashed may now receive the full benefits they’ve earned. This shift is reshaping retirement planning for many Americans, making it more critical than ever to have a solid financial strategy and for couples to be on the same page to help avoid future stress and regret. On today’s episode, Wes is joined again by Christa DiBiase, the COO of Clark Howard, Inc. By answering listener questions and sharing informed analysis, Wes points out the essential distinctions between fiduciaries vs. non-fiduciary advisors, reminds listeners about diversifying portfolios into broad market indices to help to minimize risk, and explains how a money market account is typically a higher-yield alternative to a standard low-interest savings account. Finally, he examines the power of starting to save for retirement at any age, even in your 50s, emphasizing that consistent saving and wise investing can lead to more financial flexibility than many might think. Learn more about your ad choices. Visit megaphone.fm/adchoices…

Retire Sooner with Wes Moss

1
More Foundational Principles For A Happy Retirement + Listener Questions 35:11

10 weeks前35:11

35:11

Unpack the keys to investing for a happy retirement by highlighting foundational principles like prioritizing stocks to combat inflation and the strategic use of diversified "dry powder" assets for stability. Tackle listener questions, exploring international investments, mortgage payoff strategies, long-term healthcare costs, and tax-efficient withdrawals. On today’s episode, Wes is joined again by Christa DiBiase, the COO of Clark Howard, Inc. Wes zooms in on the need for patience and persistence in investing, advising against the pitfalls of impulsive decisions and ill-advised “perfection-chasing” behavior. Together, Wes and Christa attempt to equip listeners with strategies to navigate financial challenges, stay resilient, and retire sooner with confidence. Learn more about your ad choices. Visit megaphone.fm/adchoices…

Retire Sooner with Wes Moss

1
10 Market Challenges For Investors To Watch In 2025 48:10

11 weeks前48:10

48:10

On today’s episode, Wes looks at 2024’s obstacles to see what might serve as clues for success in 2025. The resilient U.S. economy closed 2024 with a 25% S&P 500 gain , defying inflation fears, international turmoil, and political upheaval. While consumer spending remains a vital economic driver, boosted by low unemployment and rising wages, renewed productivity fueled by AI and innovation could spark another boom. With the current bull market still young and some earnings forecasts showing a robust 13% growth , optimism abounds. However, investors should prepare for the possible return of market volatility after two unusually stable years. Bonds are regaining appeal as yields climb, and income strategies like dividends offer a steadying force amid market swings. Overall, Wes celebrates 2025’s potential for growth but reminds listeners that it will only benefit those disciplined folks who stay invested. And he takes some listener questions! Learn more about your ad choices. Visit megaphone.fm/adchoices…

Retire Sooner with Wes Moss

1
5 Keys To Be a Successful Investor and Listener Q&A 35:55

12 weeks前35:55

35:55

On today's episode of the Retire Sooner Podcast, we dive into the essential pillars for seeking to achieve financial freedom and a fulfilling retirement. Wes outlines five key strategies that may contribute to long-term success: prioritizing stocks, embracing massive diversification, practicing patience and longevity, navigating today's investing challenges, and creating a robust financial plan. Wes is also joined by Christa DiBiase, COO of Clark Howard, Inc., to answer questions from across the country, offering insights on managing high investment fees, planning for retirement without Social Security, and balancing risk in portfolios. Learn more about your ad choices. Visit megaphone.fm/adchoices…

Retire Sooner with Wes Moss

1
FOMO Free Investing 38:52

16 weeks前38:52

38:52

We’ve all met that one guy who pontificates endlessly about the “fantastic” investments he’s made that year. He always seems drawn to the hottest and latest trends. You don’t fully believe him, but it still makes you feel a bit of dread at the thought of being left behind. On this episode of the Retire Sooner Podcast, Producer Mallory joins Wes in the studio to explain why a fear of missing out on the FOMO Freddies of the world is typically not worth the energy. Though his bluster may temporarily cloud your judgment, it doesn’t change the reality that consistently and patiently following the five key principles for successful investing can often provide a significant opportunity for you to achieve the financial freedom you seek. Wes and Mallory discuss the probability of similar long-term returns for different investment styles, such as value, growth, quality, and minimum volatility, when investors incorporate diversification, patience, and discipline into those financial strategies. They underline the importance of understanding your risk tolerance and finding an investment style that fits your temperament so that you can endure for the long haul, no matter how “spectacular” FOMO Freddy claims the current craze to be. Learn more about your ad choices. Visit megaphone.fm/adchoices…

Retire Sooner with Wes Moss

1
Riding The Age Wave with Maddy Dychtwald 1:03:02

17 weeks前1:03:02

1:03:02

Most people have a vague idea of what it takes to stay healthy as we age—some combination of cutting out the delicious, irresponsible activities while adding in more nutritious, boring ones. While it never seemed overly complicated, it also didn’t sound very fun. Today’s guest flipped that script. According to Maddy Dychtwald , a healthy mindset can lower stress, which can actually make it easier and more enjoyable to exercise and socialize. In other words, you don’t have to white knuckle the tedious tasks. You might even look forward to them! For nearly 40 years, Maddy has been exploring all aspects of the Age Wave , and she’s contributed to researching how an aging population can have profound business, social, healthcare, financial, workforce, and cultural implications. She’s a national best-selling author, including her latest, Ageless Aging , an acclaimed public speaker, and an overall thought leader on longevity, aging, and the new retirement. Her insights and research have been featured in Bloomberg Businessweek, Forbes, Newsweek, Time, Fox Business News, CNBC, and NPR. For years, a common belief was that genetics predetermined much of our destiny, but Maddy says that may not be true. New research suggests that up to 90% of our health and well-being is related to our lifestyle and environment. I grilled her on the questions people want answers to. Are trends like intermittent fasting dubious, or can they help? Is walking 30 minutes per day enough, or do you need to add strength training? What’s the latest you should eat before bedtime? Can adopting a pet add purpose to your life? Are men or women more likely to suffer from Alzheimer’s? Maddy’s answers and wisdom shed so much light on what people can do to stack their heart and brain health to increase both the span and quality of life in later years. We all want to live longer, better lives. Maddy might be able to help us enjoy the process along the way. Learn more about your ad choices. Visit megaphone.fm/adchoices…