最高の Wade Pfau ポッドキャスト (2024)

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Ep# 106: Understanding Your Retirement Income Personality for Success with Wade Pfau 28:33

27d ago28:33

28:33

Joe speaks with Wade Pfau, a leading expert in retirement income planning. They explore the evolving landscape of retirement strategies, focusing on understanding personal retirement income styles using the RISA (Retirement Income Style Awareness Profile) framework. Wade highlights the significance of aligning strategies with individual comfort lev…

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Episode 147: Navigating Medicare and Tax Planning 37:51

19h ago37:51

37:51

In this episode, Alex Murguia and Wade Pfau delve into the complexities of tax planning related to healthcare, focusing on Medicare premiums and the implications of income on these costs. They discuss the Income Related Monthly Adjustment Amount (IRMA) and how it affects Medicare premiums, emphasizing the significant impact of seemingly small incre…

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Fireside Financial Ep #18: Top 10 Reasons You Need a Retirement Plan 21:12

2d ago21:12

21:12

If you're feeling uncertain about your retirement finances and making decisions based on guesswork, then you are not alone! Many individuals nearing retirement age find themselves in a similar situation, relying on rules of thumb or hearsay rather than having a concrete plan in place. This lack of clarity can lead to stress, anxiety, and potential …

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Investing in a Flows Driven World | Cem Karsan 1:09:50

6d ago1:09:50

1:09:50

In this episode of Excess Returns, we welcome back Cem Karsan of Kai Volatility Advisors for an in-depth discussion on the current state of markets and the global economy. We explore:- How geopolitical events in the Middle East and Ukraine are impacting markets and risk- Cem's views on inflation, recent Fed actions, and market flows- The impact of …

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Ep #109: Why Sugarcoating Retirement Plans Does More Harm Than Good 7:38

6d ago7:38

7:38

Joe and Lindsay discuss the importance of transparency in financial planning by sharing a recent client story. A couple came to them frustrated by their previous advisor's lack of clarity, unsure whether they could reach their retirement goals. Through our process—beginning with a strategy session and followed by a comprehensive plan—the couple cle…

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Episode 146: The Concept of the 'Tax Torpedo' 31:58

8d ago31:58

31:58

In this episode of 'Retire with Style', hosts Alex Murguia and Wade Pfau delve into the concept of the 'tax torpedo', a phenomenon affecting the taxation of Social Security benefits. They explore how increased taxable income can lead to a significant rise in the percentage of Social Security benefits that are taxed, particularly for middle-class re…

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Simplifying Social Security for Advisors with Mary Beth Franklin (Ep. 73) 41:09

9d ago41:09

41:09

Are your clients missing out on maximizing their Social Security benefits? In this episode, Jack Martin speaks with Mary Beth Franklin, CFP® renowned for her expertise in Social Security planning, about essential strategies for optimizing retirement income. Learn about strategies to optimize Social Security benefits and the potential legislative ch…

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Ep #108: Customize Your Retirement Strategy: There's No One-Size-Fits-All Approach 10:23

13d ago10:23

10:23

We answer a listener's question about balancing RRSP and RIF withdrawals in retirement while minimizing taxes. We highlight the importance of personalized planning, discussing when it makes sense to defer withdrawals for tax-deferred growth and when early withdrawals could help reduce future tax liabilities like OAS clawbacks. Joe emphasizes that s…

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What Investors Can Learn from a Year-Long Trading Experiment | Brent Donnelly 1:02:30

13d ago1:02:30

1:02:30

In this episode, Matt sits down with Brent Donnelly, author of "50 Trades in 50 Weeks: One Year of Good Ideas, Dumb Mistakes, and Timeless Trading Lessons". Brent spent close to a year conducting a unique experiment where he created and executed one unique trade every week across a wide variety of markets and asset classes. We discuss what he learn…

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Episode 145: Mastering Tax-Efficient Withdrawals 38:59

15d ago38:59

38:59

In this episode of 'Retire with Style', Alex Murguia and Wade Pfau delve into tax-efficient withdrawal strategies for retirement. They discuss the importance of withdrawal order sequencing, the types of accounts available for withdrawals, and effective marginal tax rate management. The conversation highlights techniques for generating taxable incom…

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Ep #107: Skeptic to Advocate: Robin Powell's Journey into Evidence-Based Investing 25:55

20d ago25:55

25:55

Worried about making financial mistakes with your retirement portfolio? Robin Powell, founder of The Evidence-Based Investor, joins Joe Curry, retirement advisor, to explore the transformative power of evidence-based investing. Robin shares his journey from journalism to becoming an advocate for passive investing, highlighting key moments such as m…

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What Regular Investors Need to Know About Options Flows | Brent Kochuba 1:03:49

21d ago1:03:49

1:03:49

In this episode, we dive deep into the world of options and their impact on market dynamics. We start with an "Options Dealer Flows 101" primer, explaining key concepts like delta hedging, gamma, charm, and vanna to help viewers understand how options flows can drive stock prices.We then analyze the current market situation heading into the Septemb…

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Winning Leadership in Times of Adversity With Ron Shurts (Ep. 72) 29:37

22d ago29:37

29:37

How do top financial advisors turn adversity into opportunity and lead their teams to unprecedented success? Learn about the attributes of leadership that distinguish top-performing financial advisors in this compelling episode of The Breakthrough Advisor. In this episode, Jack Martin sits down with Ron Shurts, Co-Founder and CEO of Annexus, to exp…

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Episode 144: Understanding the Rules of RMDs 31:01

22d ago31:01

31:01

In this episode of 'Retire with Style', Alex and Wade delve into the intricacies of Required Minimum Distributions (RMDs). They discuss the calculations involved, the implications of RMDs on retirement planning, and the recent changes introduced by Secure Act 2.0. The conversation also covers the consequences of failing to take RMDs, the aggregatio…

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The Case for a Roaring 2020s | Ed Yardeni 1:01:59

27d ago1:01:59

1:01:59

In this episode of Excess Returns, we sat down with Ed Yardeni, president of Yardeni Research and YardeniQuickTakes.com. Ed is one of the most accurate and respected Wall Street strategists, and we were excited to discuss his views on the economy, markets, and forecasting. We covered a wide range of topics, including:Ed's outlook for inflation and …

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Episode 143: The Importance of Asset Location and Asset Allocation 40:20

29d ago40:20

40:20

In this episode, Alex and Wade discuss the importance of asset location in addition to asset allocation. They explain that asset location involves strategically placing assets in different types of accounts based on their tax efficiency. They discuss the tax efficiency spectrum, with tax-exempt bonds being the most tax efficient and REITs being the…

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The Harsh Truth About Investing Edge with Adam Butler 1:20:27

1M ago1:20:27

1:20:27

In this episode of Excess Returns, we sit down with our good friend Adam Butler, co-founder and Chief Investment Officer of ReSolve Asset Management. We cover a lot of ground, including: The challenge of distinguishing investment edge from noise over typical investing lifetimesThe concept of return stacking and how it allows investors to increase p…

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EP #105: Connecting Your Values to Your Financial Goals with Dr. Brian Portnoy 41:22

1M ago41:22

41:22

Joe sits down with Dr. Brian Portnoy to explore the concept of "funded contentment," a revolutionary approach to financial well-being that transcends traditional views of wealth. They delve into the psychological and emotional aspects of retirement planning, emphasizing the importance of aligning financial decisions with personal values. Brian intr…

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Retirement Income: Personalizing the Risks & Solutions with David Blanchett (Ep. 71) 30:00

1M ago30:00

30:00

Is the United States truly in a retirement crisis, or are we simply facing manageable challenges? Understanding the intricacies of retirement planning and personalizing the risks and solutions can make the difference between a secure future and a financial struggle. Are your clients prepared to face the most significant retirement challenges head-o…

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Episode 142: Tax-Efficient Retirement Strategies 51:40

1M ago51:40

51:40

In this episode, Alex and Wade discuss tax-efficient retirement strategies, specifically focusing on tax diversification. They explain the three broad types of tax treatments in the tax code: taxable accounts, tax-deferred accounts (such as IRAs and 401ks), and tax-exempt accounts (such as Roth IRAs). They highlight the importance of having assets …

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Fireside Financial Ep #17: Expect the Unexpected: Hidden Costs in Retirement 22:24

1M ago22:24

22:24

Joe and Regan discuss lesser-known aspects of retirement planning, focusing on unexpected expenses, psychological adjustments, and the impact of inflation. They highlight overlooked costs like home maintenance, supporting adult children, and healthcare, while also addressing the importance of planning for unplanned opportunities. The conversation d…

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Value Investing in a Changing World with Aswath Damodaran 1:09:25

1M ago1:09:25

1:09:25

In this episode of Excess Returns, we sat down with NYU professor Aswath Damodaran to discuss his new book on the corporate life cycle and get his insights on a wide range of investing topics.We cover:- How companies age and why they struggle to act their age- The importance of storytelling in valuation- Aswath's thoughts on factor investing and it…

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Ep #104: Top Strategies to Reduce Taxes in Retirement 13:48

1M ago13:48

13:48

We dive into actionable strategies to help you save more money in retirement. From pension income splitting and maximizing tax credits to optimizing RRIF withdrawals and deferring government benefits, we break down key steps to reduce your tax burden and stretch your savings. Read the full show notes and find more information here: EP 104 Show Note…

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Reimagining Retirement Income Planning with Dr. Wade Pfau (Ep. 70) 29:24

1M ago29:24

29:24

Customer experiences matter. How can we better align our clients’ retirement plans with their lifestyles? In this episode, Jack Martin sits down with Dr. Wade Pfau, founder of Retirement Researcher and renowned for his expertise in annuities and retirement income to explore innovative developments in annuities, examine the evolving landscape of ret…

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Episode 141: Tax-Efficient Retirement Distributions 53:56

1M ago53:56

53:56

In this episode, Alex and Wade introduce a new arc on tax-efficient retirement distributions. They discuss the importance of tax planning and how it can add value to your bottom line. They explain the concept of marginal tax rates and how they differ from average tax rates. They also touch on state income taxes, filing options, and the different fe…

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Challenging "Stocks for the Long Run" with Jason Buck 1:01:49

2M ago1:01:49

1:01:49

In this episode of Excess Returns, we sit down with Jason Buck of Mutiny Funds to examine the idea of stocks for the long run and some potential challenges to it. We discuss:- Why the impressive historical returns of the US stock market may be an outlier- The importance of looking at real returns vs nominal returns- How to build a diversified portf…

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Ep# 103: The High Cost of Complicating Your Investments 21:08

2M ago21:08

21:08

We look at the pitfalls of complex investment strategies and emphasize the benefits of keeping things simple. They discuss the importance of trusting market principles, practicing smart diversification, and avoiding performance chasing. With insights from a recent article by Sam Sivarajan on the Canada Pension Plan's investment performance, they hi…

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Episode 140: Are you ready for our Retirement Income Challenge? Join us as we begin next week. 44:27

2M ago44:27

44:27

The Retirement Income Challenge is a four-day event that helps individuals create a retirement income plan. Day one focuses on the Retirement Income Style Assessment (RISA), which analyzes two factors: probability-based safety first and optionality versus commitment. Day two introduces the funded ratio, a balance sheet approach to financial plannin…

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Ep #102: What to Do When Markets Get Scary 12:23

2M ago12:23

12:23

We discuss the pitfalls of relying on market forecasts and expert predictions during times of market volatility. Emphasizing the inaccuracies of financial forecasts and the psychological tendency to seek out such predictions, they advocate for a disciplined, evidence-based investment approach. Listeners are advised to stick to their pre-planned str…

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The Mechanics of Deleveragings - And Where the Current One Fits In | Andy Constan 1:02:31

2M ago1:02:31

1:02:31

In this episode of Excess Returns, we welcome back Andy Constan, founder of DampedSpring . We cover a wide range of topics, including recent market volatility, the broader economic outlook, and Andy's perspectives on inflation and monetary policy. Andy shares his framework for analyzing deleveraging events, emphasizes the importance of thinking in …

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Episode 139: What to expect in Retirement 46:39

2M ago46:39

46:39

In this episode, Alex, Wade, and Jason discuss what to expect in retirement. They cover several major lifestyle changes that occur during retirement, including the loss of work identity, increases in unstructured time, changes in social connections, shifts in physical health, adjustments in daily routines, and the need for financial planning. They …

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Ep #101: Going Beyond 'Financial Advisor Near Me' to Find the Right Fit 20:37

2M ago20:37

20:37

This episode explores the nuances of selecting an advisor beyond proximity, emphasizing the importance of virtual collaboration, comprehensive planning, and evidence-based investment philosophies. Joe also highlights the value of specialized advice, the pitfalls of advisor diversification, and the necessity of transparent, ongoing communication wit…

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Challenging Conventional Investing Beliefs with Meb Faber 58:30

2M ago58:30

58:30

In this episode of Excess Returns, we sit down with Meb Faber, founder of Cambria Investment Management, to discuss his unconventional views on investing that often go against mainstream opinions. We explore a wide range of topics, including the Federal Reserve's performance, dividend investing strategies, international diversification for U.S. inv…

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Video Marketing, Snackable Bites, and Client Testimonials with Laura Garfield (Ep. 69) 35:32

2M ago35:32

35:32

Are you leveraging the full potential of video to connect with your clients? Ready to learn how video marketing can transform your financial advisory practice? The truth is that innovative video strategies can transform your client relationships and business growth. In this episode of The Breakthrough Advisor, Jack Martin sits down with Laura Garfi…

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Episode 138: The Meaning of Retirement 44:01

2M ago44:01

44:01

In this episode, Wade, Alex, and Jason discuss the meaning of retirement and the factors to consider when deciding on a retirement date. They explore the idea that retirement is not just about leisure activities like golfing, but also about personal goals and relationships. They also touch on the possibility of working in retirement and the importa…

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Fireside Financial #16: RRSPs Alone Don't Cut It: Building a Complete Retirement Plan 19:00

2M ago19:00

19:00

Joe and Regan explain why personalized planning is crucial for a secure and enjoyable retirement. They debunk myths, offer actionable advice, and equip their audience with the tools to make informed financial decisions. Whether it's re-evaluating the role of RRSPs, determining the right time to take CPP, or balancing investment portfolios, this epi…

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A Safety First Retirement | The 4% Rule and Managing Sequence of Returns Risk with Wade Pfau 1:02:50

2M ago1:02:50

1:02:50

In this episode of Excess Returns, our good friend Matt Ziegler interviews retirement planning expert Wade Pfau. They discuss key concepts in retirement income planning, including the 4% rule, variable withdrawal strategies, and Pfau's "safety first" approach. They discuss Wade's work on retirement income styles and the RISA (Retirement Income Styl…

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Ep #100: Envision Your Future Self: Craft an Optimistic Retirement 24:04

2M ago24:04

24:04

It’s episode 100! Joe speaks with Dr. Hal Hershfield, the author of “Your Future Self: How to Make Tomorrow Better Today”. They discuss the idea that our future selves can often feel like different people rather than an extension of our current selves. This concept has significant implications for retirement planning and living a fulfilling life be…

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Episode 137: The Evolution of Messaging in the Financial Advisory Industry 51:36

2M ago51:36

51:36

In this episode, Wade and Alex discuss the evolution of messaging in the financial advisory industry and the importance of retirement income planning. They highlight the transition from brokers to investment managers to wealth managers and the shift from accumulation to decumulation. They emphasize the need for comprehensive financial planning that…

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Value Investing, the Mag 7 and Making Sense of a Changing Market with Tobias Carlisle 1:02:01

3M ago1:02:01

1:02:01

In this episode of Excess Returns, we take a deep dive into value investing with our good friend Tobias Carlisle. We discuss the recent outperformance of small cap and value stocks, tackle the challenges of long periods of underperformance for value strategies, and examine how Tobias constructs his portfolios. We delve into his process for selectin…

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Ep #99: The 4% Rule Revisited: How to Craft a Safe Retirement Withdrawal Rate 31:55

3M ago31:55

31:55

Have you heard these retirement myths? The 4% rule is the only safe withdrawal rate, asset allocation doesn't matter in retirement, and setting a fixed withdrawal rate is the best strategy. But is it true? In this episode, Joe speaks with Bill Bengen, a seasoned financial advisor who is widely recognized for his pivotal role in introducing the 4% r…

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Make Life Insurance Work for Your Clients’ Retirement Plans with Patrick Kelly (Ep. 68) 32:31

3M ago32:31

32:31

Life insurance has the potential to revolutionize retirement planning. In this episode of The Breakthrough Advisor, Jack Martin sits down with Patrick Kelly, renowned author and insurance industry veteran, to explore the powerful benefits of integrating life insurance into retirement strategies. Patrick shares his journey from insurance producer to…

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Episode 136: Personal Values Investing - Understanding and Using ESG Investments in Your Portfolio 44:33

3M ago44:33

44:33

In this conversation, Bob French and Rob Cordeau discuss ESG (Environmental, Social, and Governance) investing and its growing popularity. They explore the different ways investors can align their portfolios with their personal values and beliefs. They also address common misconceptions about ESG investing, such as it being solely for liberal inves…

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The Case for a Continued Rally with Warren Pies 56:07

3M ago56:07

56:07

In this episode of Excess Returns, we speak with Warren Pies of 3Fourteen Research about his unique systematic approach to analyzing markets. We explore his outlook for the second half of 2024, discussing topics like the future of the 60/40 portfolio, inflation trends, labor market indicators, earnings expectations, and the impact of AI on producti…

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Ep #98: Estate Planning 101: What to Include in Your Will 17:53

3M ago17:53

17:53

We examine the essential aspects of estate planning, focusing on creating a comprehensive will. We also examine choosing the right executor, whether a family member or a professional service, highlighting three key scenarios to consider. We discuss the importance of including digital assets in your will and the benefits of secondary wills for busin…

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Episode 135: RISA® in Action with James Matthews 59:44

3M ago59:44

59:44

In this conversation, Wade Pfau, Alex Murguia, and James Matthews discuss retirement income and the Retirement Income Style Awareness (RISA) framework. James shares his background in the retirement income space and his realization that traditional retirement planning advice was lacking. The conversation touches on the limited investment options in …

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Trusted Advisor Status is a 2024 Advisor Growth Strategy with Charles Green (Ep. 67) 35:55

3M ago35:55

35:55

Advisors have three pillars of growth: client retention, increasing share of wallet, and new client acquisition. All three are driven by what clients seek most — trust. The challenge is how to achieve trusted advisor status in an increasingly digital world. In this episode, Jack Martin interviews Charles Green, co-author of the book “The Trusted Ad…

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Passive Investing, Inflation and the Bifurcated Economy with Mike Green 58:41

3M ago58:41

58:41

In this episode we have a fascinating discussion with Mike Green of Simplify about the ongoing impact of passive investing on markets. Mike shares insights from recent academic research supporting his thesis and discusses how the risks of passive may play out over time. We also explore potential risks from increased options usage and the short vola…

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Ep #97: Safeguard Your Savings: Outsmart Cybercriminals Targeting Your Money with Scott Wright 26:41

3M ago26:41

26:41

In this podcast episode, host Joseph interviews cybersecurity expert Scott, who discusses the critical importance of cybersecurity, especially in protecting financial assets. Scott explains the various types of cybercriminals, including organized crime groups, nation-state actors, and lone wolf attackers, and highlights common methods they use, suc…

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Episode 134 YouTube Live Q&A (not really): Answering Your Questions about Portfolio Allocation in Retirement 36:14

3M ago36:14

36:14

In this episode, Wade and Alex answer listener questions about portfolio allocation in retirement. They discuss the impact of low yields on TIPS and how it affects a retiree's portfolio. They also explore the optimal allocation of assets in taxable, tax-deferred, and tax-avoided accounts. Additionally, they address the role of annuities in retireme…

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ポッドキャスト Wade Pfau

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