Spencer Howard: How Can Credit Card Strategies Transform Travel into a Luxurious Experience for All?

The Business Credit and Financing Show

Spencer Howard is a renowned expert in credit card loyalty programs and travel rewards, committed to helping individuals experience the luxury of travel. As the founder of Straight To The Points (STTP), he has built a premier resource for demystifying credit card points, enabling members to enjoy business-class travel for both business and leisure.

Spencer launched STTP in 2017. Since then, he has provided complimentary and premium content through his Award Alert newsletters, which now boast over 21,000 members. STTP is the go-to source for the latest information on everything from First and Business Class flight alerts to effective tutorials on booking and securing flights with credit card points.

With nearly a decade of experience in travel writing, Spencer has contributed to esteemed outlets such as Upgraded Points, One Mile At A Time, God Save The Points, and The Points Guy. He thrived as editor-in-chief at 10xtravel.com for four years, leading a team to produce high-quality content and breaking news in the travel industry. Spencer has also appeared on numerous podcasts, including We Travel There with Lee Hufman, Beyond The Lens, Award Travel 101, and Miles to Go. He has been featured in prominent media outlets such as Forbes Advisor, CNBC, Travel and Leisure Asia, The Washington Post, Bloomberg, and Business Insider, and he served as a guest speaker at The Annual Chicago Seminars—a key event in the points and miles community.

Spencer believes that everyone deserves to fly business class at least once in their lifetime, and he is dedicated to making that dream a reality for as many people as possible. Since 2017, he has traveled for three months each year, visiting over 60 countries. Residing in Washington, D.C., Spencer shares his love for travel with his family and recently embraced the joys of fatherhood.

During the show we discuss:

• The Motivation Behind Launching Straight To The Points And The Beginning Of Your Journey With Credit Card Loyalty Programs.
• How Everyday Individuals Can Access Luxurious Travel Experiences, And The Belief That Seeing The World Isn’t Just For Rich People.
• The Role Of A Well-Planned Business Credit Card Strategy In Fast-Tracking Luxury Travel For Business Owners.
• How Business Owners Can Leverage Credit Card Points To Create A Cycle Of Luxury Travel On Repeat.
• Three Strategic Approaches That Business Owners Can Use To Maximize Their Credit Card Points For Travel.
• How CEOs And Business Owners Can Approach Their Credit Card Strategies With A Mindset Similar To Playing Chess Rather Than Checkers.
• Common Myths About Credit Card Points, Particularly Regarding Airline Loyalty Programs.
• Misunderstandings About Credit Card Points, Especially When Comparing Cashback Rewards Versus Airline Loyalty Programs.
• How Personal Travel Experiences (Visiting Over 60 Countries) Have Shaped Your Insights And Advice On Credit Card Rewards.

Show resource/s:

https://straighttothepoints.co/