Gen Z and Millennials Are Struggling To Save: Here’s Why

Financial Choices Matter

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2M ago 11:54

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According to a recent survey by Bankrate, roughly 25% of Gen Zers and 21% of Millennials are not saving enough for emergencies. This statistic is alarming, considering that 44% of Americans said they couldn't cover a $1,000 emergency out of pocket. What’s causing this?

While some claim that inflation is to blame, Charles points out that one of the biggest obstacles to financial stability is financial illiteracy. The lack of financial education in American schools means that many young people feel ill-prepared to manage their finances. Let’s chat about creating healthy financial savings habits and what you can do to set yourself up for success.

Here’s some of what we discuss in this episode:

0:00 – Intro

0:49 – Gen Z and Millennial saving regrets

1:59 – The importance of financial literacy

5:20 – Being responsible over your actions

8:36 – Finding financial resources and advice

Check out the Bankrate article:

https://www.bankrate.com/investing/americans-biggest-financial-regrets-survey/

Contact:

Phone Number: 480-513-1830

Website: https://pelletoncapital.com/

YouTube: https://www.youtube.com/@PelletonCapitalManagement

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