973: Seeing Greene: Retiring Early, ARMs vs. Fixed-Rate Mortgages, & When to Sell

BiggerPockets Real Estate Podcast

Want to retire early? Real estate investing might be your best bet. Looking to boost your cash flow and expand your real estate portfolio, too? In today’s show, we’re sharing how to use home equity to build wealth the RIGHT way, plus the “portfolio architecture” secrets that enable you to retire earlier than you thought. Whether you’ve got one rental or a hundred or are just starting to dig into real estate investing, we’ve got the investing information you need on this Seeing Greene to reach true financial freedom.

First, an investor sitting on $300,000 of equity asks what he should do: sell his current rental property and buy more OR convert the single-family home into a multifamily investment. The answer isn’t as clear-cut as you’d think. Next, we discuss whether ARMs (adjustable-rate mortgages) vs. fixed-rate mortgages are your best bet for a lower mortgage rate. Plus, we'll share the five BIG mistakes new real estate investors can make. Finally, David describes “portfolio architecture” to an investor who wants to retire by age fifty. He CAN get it done, and you can, too, IF you follow David’s massive passive income plan!

Want to ask David and Rob a question? If so, submit your question here so they can answer it on the next episode of Seeing Greene, or hop on the BiggerPockets forums and ask other investors their take!

In This Episode We Cover

How to retire earlier with rental properties by strategizing your “portfolio architecture”

Using home equity to invest and whether you should renovate a property or sell it and buy more rentals

Adjustable-rate mortgages (ARMs) vs. fixed-rate mortgages and the “rate roulette” you could be playing

Five real estate investing beginner mistakes you should avoid when using the BiggerPockets Forums

How to explode your cash flow by converting your long-term rental into a short or medium-term rental

And So Much More!

(00:00) Intro

(01:31) Buy More Rentals or Convert Current One?

(07:33) ARM vs. Fixed- Rate Mortgages

(16:43) 5 Mistakes New Investors Make

(21:08) Portfolio Architecture (Retire Early!)

(32:05) Moving “Lazy” Equity

(42:09) Note Investing 101

(51:12) Starting a Business

(53:50) Ask Us Your Question!

Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/real-estate-973

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