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What’s Causing People to Have More Money Lately?
Manage episode 288951374 series 1075929
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Here’s how many Americans actually made money throughout the pandemic.
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Some people have been making a lot of money this year, and there are a few reasons why.
Over the last year, the housing market has boomed. Multiple-offer situations are causing bidding wars and allowing sellers to (in my opinion) get more than their houses are actually worth. A big factor behind this has been the stock market, as most people have seen huge gains in their portfolios. A lot of people have jumped in, and many of them have made a ton of money.
People who have owned a home since the 2009 housing crash have also enjoyed equity growth in their home values. These individuals have a lot more money available to them right now; if they wanted, they could pull out their equity or refinance in order to buy an investment property.
Over the last year, the housing market has boomed. Multiple-offer situations are causing bidding wars and allowing sellers to (in my opinion) get more than their houses are actually worth. A big factor behind this has been the stock market, as most people have seen huge gains in their portfolios. A lot of people have jumped in, and many of them have made a ton of money.
People who have owned a home since the 2009 housing crash have also enjoyed equity growth in their home values. These individuals have a lot more money available to them right now; if they wanted, they could pull out their equity or refinance in order to buy an investment property.
For many Americans, the pandemic has actually increased cash flow, increased savings, and decreased debt.
Interest rates are also at historically low levels. We’ve seen them as low as 2.75%, though they’ve risen slightly. Still, even a 3% rate is fantastic and allows you to buy a bigger home for a lower price.
The pandemic has also played a role in a few ways. People have been saving money because they’re traveling less and avoiding restaurants, and stimulus checks have allowed many to build up their savings as well. Some people have even seen their income increase due to unemployment. A lot of people have also been given early retirement packages, and companies that have decided to relocate have given bonuses to employees that come with them. Some families are also receiving inheritance or life insurance because a loved one passed away due to COVID.
For many Americans, the pandemic has actually increased cash flow, increased savings, and decreased debt. This means that more people than ever are ready to find a home. If you are looking to buy or sell, have any questions, or would like more information, feel free to reach out to me. I look forward to hearing from you soon.
The pandemic has also played a role in a few ways. People have been saving money because they’re traveling less and avoiding restaurants, and stimulus checks have allowed many to build up their savings as well. Some people have even seen their income increase due to unemployment. A lot of people have also been given early retirement packages, and companies that have decided to relocate have given bonuses to employees that come with them. Some families are also receiving inheritance or life insurance because a loved one passed away due to COVID.
For many Americans, the pandemic has actually increased cash flow, increased savings, and decreased debt. This means that more people than ever are ready to find a home. If you are looking to buy or sell, have any questions, or would like more information, feel free to reach out to me. I look forward to hearing from you soon.
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