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Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans
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315 | The Bougie Woman’s Guide to Budgeting Without Feeling Restricted Or Using Credit Cards
Manage episode 445118808 series 3552580
Snag Our Simplified Budget System!
In this episode, we dive into the world of being "bougie" without losing control of your budget. If you’ve ever felt like you’re keeping up with the Joneses, but your bank account feels the strain—this one’s for you! We’re here to show you how you can prioritize what’s important to you, own your bougie lifestyle, and make it work within your budget. No need for credit cards to fund the fancy life—we’re talking freedom through intentional spending.
Key Takeaways:
- Bougie is Personal: Your bougie lifestyle is unique to you—whether it’s travel, beauty products, or even grooming your poodle (Shana’s got some dog-mom bougie life happening).
- Budgets = Freedom: A budget isn’t restrictive—it’s freeing! You get to decide where your money goes, so you can live your version of a bougie life without guilt or debt.
- Prioritizing Bougieness: Want those luxury items or experiences? Awesome! You just need to prioritize, maybe cut back on some less important expenses (like subscriptions you never use) and reallocate that money to what really matters to you.
- Savings for Bougie Spending: From monthly splurges to annual luxuries like vacations, it’s all about planning ahead. Setting up savings buckets lets you have the fabulous life you want—on purpose, not on credit.
Fun Fact: Vanessa’s client spends $24,000 a year on travel, unapologetically! They budget $2,000 a month for it, because travel is where they choose to be bougie—and it’s all planned.
Bougie Tip of the Week: Instead of feeling guilty about splurging on things that bring you joy, embrace your bougie lifestyle and plan for it in your budget. Whether it’s fancy hair products or private school tuition for your kids, when it’s intentional, you don’t have to apologize.
4 Ways To Connect With Us:
1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall
2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook
3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget
4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching
"I love Shana & Vanessa and this podcast is amazing!" < If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.
Click here to view our privacy policy.
This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!
364 つのエピソード
315 | The Bougie Woman’s Guide to Budgeting Without Feeling Restricted Or Using Credit Cards
Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans
Manage episode 445118808 series 3552580
Snag Our Simplified Budget System!
In this episode, we dive into the world of being "bougie" without losing control of your budget. If you’ve ever felt like you’re keeping up with the Joneses, but your bank account feels the strain—this one’s for you! We’re here to show you how you can prioritize what’s important to you, own your bougie lifestyle, and make it work within your budget. No need for credit cards to fund the fancy life—we’re talking freedom through intentional spending.
Key Takeaways:
- Bougie is Personal: Your bougie lifestyle is unique to you—whether it’s travel, beauty products, or even grooming your poodle (Shana’s got some dog-mom bougie life happening).
- Budgets = Freedom: A budget isn’t restrictive—it’s freeing! You get to decide where your money goes, so you can live your version of a bougie life without guilt or debt.
- Prioritizing Bougieness: Want those luxury items or experiences? Awesome! You just need to prioritize, maybe cut back on some less important expenses (like subscriptions you never use) and reallocate that money to what really matters to you.
- Savings for Bougie Spending: From monthly splurges to annual luxuries like vacations, it’s all about planning ahead. Setting up savings buckets lets you have the fabulous life you want—on purpose, not on credit.
Fun Fact: Vanessa’s client spends $24,000 a year on travel, unapologetically! They budget $2,000 a month for it, because travel is where they choose to be bougie—and it’s all planned.
Bougie Tip of the Week: Instead of feeling guilty about splurging on things that bring you joy, embrace your bougie lifestyle and plan for it in your budget. Whether it’s fancy hair products or private school tuition for your kids, when it’s intentional, you don’t have to apologize.
4 Ways To Connect With Us:
1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall
2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook
3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget
4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching
"I love Shana & Vanessa and this podcast is amazing!" < If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.
Click here to view our privacy policy.
This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!
364 つのエピソード
すべてのエピソード
×1 362 | Financial Coaching Explained: The Personal Trainer for Your Money 20:41
1 361 | Setting Up a Budget for February: A Fresh Start! 16:41
1 360 | Getting Your Finances Aligned as a Team: Megan’s Journey to Budget Clarity 24:10
1 359 | Turning Money Chaos into Calm: Lessons from Real-Life Financial Wins 23:42
1 358 | How to Talk About Money in Your Relationship: Healthy Conversations for Couples 16:17
1 357 | Retirement Ready: Why Budgeting Can Be Your Biggest Blessing Yet 19:40
1 356 | Simplifying Your Money with the Budget Besties: Take Control of Your Finances in 2025 44:40
1 355 | Why You Should Break Up With Your Credit Cards 24:46
1 354 | 10 Ways to Save Money Through Organization with Tracy Hoth 34:07
1 353 | No Shame, Just Solutions: Practical Budget Tips for Women 50:12
1 352 | From Chaos to Clarity: How Separate Bank Accounts Transform Your Finances 15:28
1 351 | Bootcamp Day 5: Set It and Forget It: How To Automate Your Budget 58:09
1 350 | Bootcamp Day 4: Achieving Your Financial Goals for 2025: A Step-by-Step Guide 28:26
1 349 | Bootcamp Day 3: Why You're Still Living Paycheck to Paycheck (and How to Stop) 35:12
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