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This material was prepared by certain personnel of Paramount Associates Wealth Management. It is for informational purposes only, is not intended as an offer or solicitation for the purchase, sale or tender of any financial instrument and does not constitute a commitment, undertaking, offer or solicitation by any Paramount Associates Wealth Management entity. The views and opinions expressed by our guest speakers are solely their own and do not necessarily reflect the views of Paramount Associates Wealth Management. The information provided by external speakers is for informational purposes only and is not intended as a solicitation or recommendation for any particular investment, financial strategy, or any other product or service.