最高の Providends ポッドキャスト (2024)

1
How Providend Guides Clients Through Lifelong Wealth Planning Conversations (S3E21) 24:45

14d ago24:45

24:45

Welcome back to part eight of this nine-part mini-series, "The Story of Our Clients’ Wealth Journey", where we explore the wealth management journey of our clients. As Asia's leading fee-only wealth advisory firm, we have received many questions about who we serve and our work for our clients. So we put together a collection of all the stories that…

1
Reflections on US Homelessness, Succession Planning, and Retiring Overseas (S3E20) 24:50

28d ago24:50

24:50

As a trusted adviser to our affluent clients for over two decades, our Founder and CEO, Christopher, was invited to the US to attend Dimensional Fund Advisors' Global Advanced Conference. During this trip, he visited San Francisco, Dallas, and Austin, and returned with insights on homelessness, succession planning, and retiring in a foreign land. I…

1
How Providend Helps Clients Build a Legacy Beyond Assets (S3E19) 27:32

1M ago27:32

27:32

Welcome back to part seven of this nine-part mini-series, "The Story of Our Clients’ Wealth Journey", where we continue exploring the wealth management journey of our clients. As Asia's leading fee-only wealth advisory firm, we have received many questions about who we serve and our work for our clients. So we put together a collection of all the s…

1
Essential Steps for a Successful Business Succession Plan (S3E18) 24:05

2M ago24:05

24:05

As Asia’s leading fee-only wealth advisory firm, we understand the challenges faced by business owners who are focused on growing their enterprises and may not have had the chance to develop a comprehensive business exit and succession plan. In this week’s Money Wisdom episode, Isaac interviews Jerome Song, Associate Director of Business Exit at Pr…

1
Beyond Finances: Are You Really Prepared for Retirement? – The Brain Behind (S3E17) 25:12

2M ago25:12

25:12

Being a trusted adviser to our affluent clients for over two decades, our Founder and CEO, Christopher, encourages us to think beyond the financial aspects of retirement, considering the emotional and psychological readiness that is often overlooked. In this week’s Money Wisdom episode, our co-host Amelia from the Brand Experience Team digs deeper …

1
Navigating Your Business Exit Plan Successfully (S3E16) 25:55

3M ago25:55

25:55

As the leading fee-only wealth advisory firm in Asia, we understand the challenges faced by our clients who are business owners with a lot on their minds to grow their businesses and may not have had the chance to think through a business exit and succession plan. In this week’s Money Wisdom episode, our co-host Isaac talks to Jerome Song, Associat…

1
4 Key Lessons Learnt in Legacy Planning – The Brain Behind (S3E15) 40:16

3M ago40:16

40:16

As the leading fee-only wealth advisory firm in Asia, our Founder and CEO, Christopher, shares the lessons he has learnt in Legacy Planning in his Business Times article. With almost three decades of experience in planning for clients, Chris has many stories to share when it comes to Legacy Planning—often mistaken for Estate Planning. In this week’…

1
Wealth Management to Reach Your Unique Life Goals Reliably (S3E14) 40:27

4M ago40:27

40:27

Welcome back to part six of this nine-part mini-series, "The Story of Our Clients’ Wealth Journey", where we delve into the wealth management journey of our clients. As the leading fee-only wealth advisory firm in Asia, we have been receiving many questions about who we serve and our work for our clients. So we put together a collection of all the …

1
Investing in the S&P 500 Alone is Not the Silver Bullet – The Brain Behind (S3E13) 18:30

4M ago18:30

18:30

As the leading fee-only wealth advisory firm in Asia, our Founder and CEO, Christopher, discusses in his Business Times article why you should not simply invest in the S&P 500 alone. With competing views from sources like Business Insider claiming that the S&P 500 will hit 8,000 to 15,000 points by the end of the decade, does this trigger a 'fear o…

1
Wealth Management: Bespoke Wealth Plans & Scenario Modelling (S3E12) 29:22

5M ago29:22

29:22

Welcome back to part five of this nine-part mini-series, "The Story of Our Clients’ Wealth Journey", where we delve into the wealth management journey of our clients. As the leading fee-only wealth advisory firm in Asia, we have been receiving many questions about who we serve and our work for our clients. So we put together a collection of all the…

1
Key Considerations for Your Business Exit Plan - The Brain Behind (S3E11) 21:08

5M ago21:08

21:08

As the leading fee-only wealth advisory firm in Asia, our Founder and CEO, Christopher's Business Times article discusses the critical mistake that business owners often make, when they do not integrate their business with their personal wealth planning. In this week’s Money Wisdom episode, our co-host Amelia, from the Brand Experience team, sits d…

1
The Providend Process: Steps No Other Wealth Adviser Takes (S3E10) 33:46

6M ago33:46

33:46

Welcome back to part four of this nine-part mini-series, where we delve into the wealth management journey of our clients. As the leading fee-only wealth advisory firm in Asia, we have been receiving many questions about who we serve and our work for our clients. So we put together a collection of all the stories that clients and prospective client…

1
A More Reliable Way to Get Enough Investment Returns - The Brain Behind (S3E09) 18:52

6M ago18:52

18:52

Being a trusted adviser to our affluent clients for over two decades, it is important to ensure the reliability and sufficiency of investment returns to meet our clients' non-negotiable life goals. Some weeks ago, our CEO Chris encountered three situations that inspired him to write his Business Times article, with one of them being his recent trip…

1
Two Essential Characteristics of a Trusted Wealth Adviser (S3E08) 23:54

6M ago23:54

23:54

Welcome back to part three of this nine-part mini-series, where we delve into the wealth management journey of our clients. As the leading fee-only wealth advisory firm in Asia, we have been receiving many questions about who we serve and our work for our clients. So we put together a collection of all the stories that clients and prospective clien…

1
How to Choose a Wealth Adviser You Can Trust (S3E07) 26:13

7M ago26:13

26:13

Welcome back to part two of this nine-part mini-series, where we delve into the wealth management journey of our clients. Being a trusted adviser to our affluent clients for the past two decades, we have been receiving many questions about who we serve and the work that we do for our clients. So we decided to put together a collection of all the st…

1
The Importance of a Robust Wealth Plan Amid the Latest CPF Changes - The Brain Behind (S3E06) 24:03

7M ago24:03

24:03

It has been a month since the CPF changes were announced, and there are still ongoing discussions in the media, online, and in various finance chat groups. With all the noise surrounding this 'hot topic,' our CEO, Chris, shared a simple guide in a Business Times article, which all Singaporeans can refer to when considering their next steps in light…

1
Top Reasons Why Clients Choose Providend (S3E05) 34:23

8M ago34:23

34:23

Providend has always been proud to share that we are Southeast Asia's first fee-only advisory firm. In recent years, we have been receiving many questions about who we serve and the work that we do for our clients. In this nine-part sequential mini-series, we will delve into the wealth management journey of our clients. This is a collection of all …

1
How Will the Closure of Your CPF Special Account Affect Your Retirement? - The Brain Behind (S3E04) 28:14

8M ago28:14

28:14

The CPF changes announced during #Budget2024 have been receiving a range of opinions on the ground as Singaporeans who had "Special Account shielding" on their minds, question their next steps when it comes to retirement planning. Given the unpopular opinions, is this the right move to make for the primary purpose of the CPF? What do these changes …

1
How Do Financial Advisers Get Paid: 4 Common Ways (S3E03) 38:27

9M ago38:27

38:27

Until today, Providend remains the only fee-only wealth advisory firm in Southeast Asia, a model inspired by the U.S. and Australia - why is that so? For the average person seeking trustworthy wealth advice that is client-centric, should they exclusively consider fee-only wealth advisers? Also, what are the differences between fee-only and fee-base…

1
Discovering Your “Ikigai” with Providend’s Philosophy - The Brain Behind (S3E02) 40:37

9M ago40:37

40:37

The philosophy of sufficiency serves as the anchor for everything we do here at Providend—whether it's planning for our clients, investing for them, or providing advice. Sufficiency is about having enough, but the question remains: when is enough truly enough? How do we find contentment in life, and what does contentment mean? In this week’s Money …

1
Meet Your New Co-host, Jin Lee! (S3E01) 17:50

10M ago17:50

17:50

Welcome to the FIRST episode of Providend’s Money Wisdom Podcast Season 3! For this season, we are doing things a little differently in our sharing of money wisdom with you. We will be introducing various mini-series covering different aspects of your overall wealth plan holistically. But first, let’s get to know more about your new co-host, Jin Le…

1
Welcome to Providend's Money Wisdom Podcast Season 3! 0:42

10M ago0:42

0:42

Every Monday, Providend’s Money Wisdom will discuss popular wealth topics to share some money wisdom in navigating through the minefields of misinformation and false promises so you can achieve financial security and peace of mind. Also available in video format on YouTube every Thursday at 8pm. An original podcast produced by Providend Ltd. Do you…

1
S2E38: Client-Centric Investing: A Conversation with Dave Butler from DFA 30:41

11M ago30:41

30:41

Did you know that Dave Butler, Co-CEO of Dimensional Fund Advisors (DFA), was a former professional basketball player? Standing at over two metres tall, how did he come to and stay in his role at DFA for the past 28 years, instead of pursuing his career in basketball? In this week’s Money Wisdom episode, Dave recounts his journey in one of the bigg…

1
S2E37: Does Property Fit into Your Overall Investment Portfolio? 30:33

11M ago30:33

30:33

Having a roof over your head is one of the necessary aspects of life. However, nowadays, many people in Singapore view properties as an investment and often even prefer these over equities. So, the question arises: Should you focus on property investment? In this week's Money Wisdom episode, Chin Yu discusses why people might prefer to invest in pr…

1
S2E36: The Brain Behind - Are ILPs Finally Suitable for Your Portfolio? 39:36

11M ago39:36

39:36

With the latest changes to investment-linked policies (ILPs), many investors may be contemplating the inclusion of this product in their investment portfolios. This prompted our CEO, Chris, to write his latest article in his The Business Times column, addressing the suitability of ILPs for your investment strategy. In this week's Money Wisdom episo…

1
S2E35: How Does Providend Coach Our Clients Through Financial Crises? 19:43

11M ago19:43

19:43

It is inevitable to avoid crises or market downturns during your long-term investment journey. While we acknowledge that some turbulence is normal in any flight, it doesn't guarantee our hearts can always withstand the market's volatility. That’s why, at Providend, we are committed to coaching our clients even before they embark on their investment…

1
S2E34: Why Does Providend Work with Dimensional Fund Advisors? 40:05

12M ago40:05

40:05

At Providend, we've always advocated an evidence-based approach when investing your money and do not attempt to time the market. One might assume that, as long as you invest your money this way, you would be in good shape. However, another crucial piece of the puzzle is using the right instrument with the right investment manager. This was why Prov…

1
S2E33: From Accumulators to Retirees: Providend Journeys with You 14:26

12M ago14:26

14:26

More often than not, many investors assume that once they have completed their wealth plan when they are younger, they do not need to revisit it. However, this is not a reliable approach to managing your wealth plan. As accumulators, there are numerous unexpected events for which you may not have planned. Similarly, there are concerns as retirees t…

1
S2E32: The Brain Behind – Providend's Secret to Quality Advising and Strong Culture 34:59

1y ago34:59

34:59

In a previous article written for The Business Times, Chris, our CEO, explained the different ways an adviser could be compensated – commission-based, fee-based, or fee-only. However, it is important to note that the different compensation methods alone do not determine if an adviser is the right one for you. In this week’s Money Wisdom episode, Ch…

1
S2E31: Lump Sum vs. Dollar Cost Averaging: Which Is Ideal for You? 18:27

1y ago18:27

18:27

After finding the right instrument to invest in, the next question many investors might have is whether they should invest their entire amount all at once (Lump Sum) or spread it out over a few months (Dollar Cost Averaging). There are merits to both approaches, but which one is right for you? In this episode, Zhi Han, our Client Adviser, shares th…

1
S2E30: Value Stocks Outperformed Growth Stocks – Did We Survive Q3? 13:22

1y ago13:22

13:22

The third quarter of 2023 has been a challenging three months, as the MSCI All Country World IMI Index and the Bloomberg Global-Aggregate, our references for equities and bonds respectively, both fell this quarter. In this week’s Money Wisdom episode, Choon Siong, our Research Analyst, shares the key catalyst of market movements and discusses the o…

1
S2E29: Will Providend Finally Include ILPs in Our Clients’ Portfolios? 18:10

1y ago18:10

18:10

Investment-Linked Policies (ILPs) have always been a heavily debated and controversial topic among investors. To make matters worse, there are multiple types of ILPs being sold, and all with varying features. At Providend, we had previously stated our stance against the use of ILPs in our clients’ portfolio. However, with the changes around the new…

1
S2E28: Banks vs IFA Firms vs Providend: How Are We Different? 41:00

1y ago41:00

41:00

Previously from other big financial institutions, Joyce and Zhi Han both coincidentally applied for an advisory role at Providend after watching this video where Christopher, our CEO, shares the reason why he left the insurance agency - Joyce Chng, our Associate Adviser, and Toh Zhi Han, our Client Adviser, both coincidentally applied for a job at …

1
S2E27: The Brain Behind - Why Providend Uses the Ibbotsen-Chen Model in Our Planning Process 23:12

1y ago23:12

23:12

At Providend, in order to help our clients achieve enough returns in the most reliable way to enable their life goals and life events, we started using the Ibbotsen-Chen Model early this year to be more robust in deriving the planning returns used for constructing our clients’ wealth plan. In this episode, Chris clarifies that these planning return…

1
S2E26: Developing a Mindset of Scarcity at 18 Years Old Ft. Seth Wee from Sethisfy 45:39

1y ago45:39

45:39

“When I was much younger, we used to stay at a much bigger place. We had two cars and two maids, then subsequently, we just had one car, no more maid, downsized a little bit and went to rent instead. In my younger childhood years, I didn’t really have to worry about money, but the change was quite apparent after that, and I began to feel like money…

1
S2E25: Recounting the Providend Story with Our Senior Founding Members 44:54

1y ago44:54

44:54

For the past 22 years, our CEO, Christopher Tan, has always been at the front line to share more about the humble beginning of Providend and how we persevered despite all the hardships faced to tirelessly journey along side our clients as their trusted wealth adviser. In this episode (which coincides with our 22nd birthday!), we specially invited t…

1
S2E24: How to Plan for a Car Purchase in Singapore Realistically 21:40

1y ago21:40

21:40

With the recent COE prices reported to be at an all-time high, the idea of owning a car in Singapore has become even harder to justify. In this episode, our Client Adviser, Ray Zheng, shares the deep conversations he had with some of his clients to better help them determine where car ownership ranks in terms of their other important life prioritie…

1
S2E23: The Brain Behind - How Does Your Wealth Adviser Value-Add Beyond Providing Monetary Incentives? 26:35

1y ago26:35

26:35

In this fast-paced financial landscape where businesses are in pursuit of faster revenue, interactions between wealth advisers and clients are highly transactional such that the value is often placed on the sale of products and not actual advice itself. In this episode, our CEO, Christopher Tan, shares what value you should be expecting from your a…

1
S2E22: Why an Investment Expert Would Be Willing to Pay for Wealth Advice Ft. Dr Wei Dai from DFA 36:35

1y ago36:35

36:35

"When you say people get free advice here, I laughed because in the end when you think about how this world works, nobody works for free. So you are paying for what you are getting somehow. And in my mind, if you’re specifically paying for advice, to me, it’s a much more transparent set up than getting free advice or freebies packaged in some other…

1
S2E21: Managing the Sandwich Generation Stress: Finances, Emotional and Time 32:36

1y ago32:36

32:36

Recession, the pandemic and shifting demographics are intensifying the pressures on the ‘sandwich generation’ – those taking care of both their elderly parents and young children. This can put a strain on not just their finances but on their emotional and time capacity as well. In this episode, our Advisory Team Lead, Loh Yong Cheng, shares his per…

1
S2E20: All You Need to Know About Estate Distribution, Estate Creation & Estate Preservation 30:15

1y ago30:15

30:15

Estate planning is an essential component of both life and wealth planning that is often overlooked. Neglecting this critical aspect can lead to dire consequences, leaving loved ones with unnecessary burdens and financial challenges. In this episode, our Head of Solutions, Eddy Cheong shares the three key areas of estate planning – Distribution, Cr…

1
S2E19: The Brain Behind – The Futility of the Active Versus Passive Debate 17:44

1+ y ago17:44

17:44

As we appear to take a 'passive' approach to investing by not doing the typical tactical asset allocation (TAA) or market timing approach, many seem to think that nothing much is done once a client invests with us. So, why should clients pay us an ongoing advisory fee if we take a 'passive' instead of an 'active' approach to investing? In this epis…

1
S2E18: Fed Rate Hikes, Growth vs Value, AI Megatrends: How Should You Invest in 2H 2023? 22:49

1+ y ago22:49

22:49

In the past quarter, we have seen multiple trends emerging in the investment market, most notably the buzz around artificial intelligence (AI). Many investors watching the AI trend are curious about how to get exposure, hunting for undervalued opportunities in an overvalued space. In this episode, our Research Analyst, Lim Choon Siong, summarises k…

1
S2E17: A Step-By-Step Guide to Planning for Your Child’s Tertiary Education 26:31

1+ y ago26:31

26:31

The total cost of university education can range from $100,000 to $1 million in SGD today, depending on many factors such as country, university, academic field, degree level, inflation, and foreign currency exposure. It is not a small amount to set aside and requires a well-considered financial plan to achieve successfully. In this episode, our So…

1
S2E16: All You Need to Know About End-of-Life Planning 31:27

1+ y ago31:27

31:27

*Due to unforeseen circumstances, we will be postponing the episode on Investment-linked policies to a later date. Do keep a look out for it in the coming months and meanwhile, we hope you will find this new episode useful!* At Providend, we divide the whole process of planning for our demise into 3 stages – End-of-life planning, Legacy & Estate pl…

1
S2E15: The Must-Have Insurance at Different Stages of Your Life 23:54

1+ y ago23:54

23:54

One of the most challenging aspects of insurance planning is determining how much coverage you need. Buy too little insurance and you won’t have enough to get through a tough situation when you actually need it to do its job the most. Buy too much insurance and you’re wasting money every month on premiums when you could be saving more for retiremen…

1
S2E14: The Brain Behind – Mitigating the Conflicts of Interest in the Financial Advisory Industry 27:54

1+ y ago27:54

27:54

Did you know that back in 2013, a panel set up to review the financial advisory industry has rejected an outright ban on commission for financial advisers in Singapore? In this episode, Chris shares his thoughts behind this matter, one that is close to his heart, and also elaborates further as to why the commission-based approach actually makes mor…

1
S2E13: A Lawyer’s Perspective: Is Wealth Advice Worth Paying For Ft. Lee Soo Chye from Wee Swee Teow LLP 42:31

1+ y ago42:31

42:31

"There have been many bad money decisions because I know how to buy (stocks) but I don't know how to sell!" In many industries like healthcare and legal, it is a norm for people to pay for professional advice. However, when it comes to the wealth industry, many are still hesitant to pay a fee for advice. In this episode, our CEO, Christopher Tan, s…

1
S2E12: How to Optimise CPF as Part of Your Overall Wealth Plan 27:04

1+ y ago27:04

27:04

Are you making the most of your CPF account? In this episode, Isaac discusses the strategies for optimising your CPF accounts and integrating them into your personal wealth plan with Tan Chin Yu, our Advisory Team Lead. Discover valuable tips and insights that will help working Singaporeans and PRs harness the full potential of their CPF monies. Me…

1
S2E11: What Investors Need to Know About Private Equity 20:04

1+ y ago20:04

20:04

Aside from conventional investment assets like stocks and bonds, there are other alternative investments that investors can consider. Among these, investing in private equity is deemed to be more sophisticated and while many may have heard about it, not many fully understand how it works. In this episode, Isaac speaks with our Head of Investment, C…

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