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James H For Life

James H For Life

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Your premier podcast for all things related to life, disability, and long term care insurance. You will hear from a licensed agent explaining different types of life insurance, how they work, when you should have coverage, and how much coverage you should have! We also discuss the benefits of short term and long term disability. We also discuss how long term care works, tax implications, and whether or not it is appropriate for you. Cover art photo provided by Jasper Boer on Unsplash: https: ...
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Do you have a business or do you want to start a business? You have purchased your insurance to protect your day to day operations but what about losing control of your business? Tune in today as we discuss the importance of having a business continuation plan and funding that plan with life insurance to make sure your business doesn’t fall into th…
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Today we will discuss one affordable way to purchase disability insurance through your employer. Find out why disability insurance is crucial to your financial plan. For more information or for your free quote, email jameshforlife@gmail.com or visit my blog at jameshforlife.com
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Many people have mixed feeling over whether Universal Life is a good type of life insurance policy to buy. Some express fears from hearing of the misfortune of others while clients state they aren’t sure what it is or how it works. Today I look to address those questions! Visit my blog at www.jameshforlife.com for more information or your free quot…
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Are you over 50 and want life insurance but you don’t want to take a medical exam or answer questions? Tune in to this episode to hear from a licensed agent how this could be detrimental to you and provide inferior coverage. For more information go to my blog at www.jameshforlife.com
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Today we discuss how mental illness impacts your ability to buy life insurance. Can you still qualify? Should you even apply? Learn the answer to this and more on today’s podcast. For more information go to jameshforlife.com or email us at jameshforlife@gmail.com
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Today we discuss what your agent is really asking you when they offer you mortgage protection insurance. Find out the most common policies used to cover your mortgage, their advantages and disadvantages, and my personal preference when I help my clients. All this and more on today’s episode!
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Find out if you are eligible to buy life insurance if you smoke weed! How will it impact your premium? Why do companies view marijuana the way they do as told by an actual underwriter! This and more on today’s episode! Your premier podcast for all things life, disability, and long term care insurance!…
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Have you ever gotten a quote for life, disability, or long term care insurance and then the price came out very different? Today we discuss why that happens and how you can minimize the chances of that happening. Listen in the learn the difference between an offer and a quote!
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Life insurance for those in their 50’s is NOT unaffordable! Many clients of mine are middle aged and they need life insurance just as much as a 30 year old. Today we discuss different real life situations that can warrant the need to buy life insurance in your 50’s and how it can benefit your family.…
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Today we discuss the importance of working a budget in order to secure your families future. Life insurance is more affordable than you think and even when the price comes back higher than what you applied for, most times you can still find the money to afford coverage. We will also release the truth on life insurance prices that you hear on ads.…
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Have you wondered if term life insurance is the right choice for you? Should you even invest in it since you don’t get anything back when the policy expires? Today we discuss the two extreme camps that many clients end up in when considering term life insurance and how the extremes can hurt your overall financial plan. This episode focuses on the r…
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