The How to Raise Money podcast is for anyone who wants to raise other people’s money for your business or property venture. If you need money this is the podcast for you! Join Ray (business owner, property investor, angel finance expert, solicitor) and Nigel (business owner, property investor, digital marketer, accountant) as they show you How To Raise Money.
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The speed of change in the world is getting faster. You need new Skills to keep up. Every new skill you acquire doubles your odds of success. Your value to the world grows through just 1% marginal gains, through compounding and the Entourage effect You just need to improve by 1% in specific skills to be in the top 20%. If you’re in the top 20% in a number of skills that go well together, you will end up with enough skills, stacked in such a way that you will be sought out by others and as a ...
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#238 - RANT! £20bn is NOT a Black Hole or CRISIS!!!
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We always say on the HTRM podcast to do your research and look at things from many angles so you can make better decisions. Today we RANT about how the government and media FAIL to do this because they want to RAISE tax! What do you think? Is £20bn a 'black hole'?! We really appreciate your support! https://www.buymeacoffee.com/howtoraisemoney…
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#237 "How much money should I save before buying a house??" We ANSWER your question!
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Let's get back to answering some SPECIFIC questions that may be HOLDING you back from living your DREAM life! Today we answer: "How much money should I save before buying a house?" We really appreciate your support! https://www.buymeacoffee.com/howtoraisemoney You can watch Nigel renovate a lopsided terrace house: https://www.y…
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#236 - Immigration: HTRM Threat or Opportunity
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The political hot potato of immigration is today's topic. What does it mean for HTRM and what should we be looking at doing to mitigate a threat and seize the opportunity. We really appreciate your support! https://www.buymeacoffee.com/howtoraisemoney You can watch Nigel renovate a lopsided terrace house: https://www.youtube.com/@…
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235 - PANIC! New Government Disaster Looming?
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In the UK we have a new Government with 64% of the seats in Parliament but only 34% of the vote! Is this going to be a DISASTER for HTRM listeners? Or a HUGE opportunity..?! We really appreciate your support! https://www.buymeacoffee.com/howtoraisemoney You can watch Nigel renovate a lopsided house: https://www.youtube.com/@escape…
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#234 - Raising Money: It's all down to attitude!
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DO you say 'I know that' or do you say 'that's interesting' And if someone offers feedback do you argue or say 'thank you'? What you learn, say and do is all down to attitude. And the right attitude can transform your ability to Raise Money! We really appreciate your support! https://www.buymeacoffee.com/howtoraisemoney You can watch Nigel reno…
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#233 - How to Raise Money for Political Reasons!
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The General Election is nearly over (phew) and never was more money spent by more people to try and win it. The question today for Ray and Nigel is How To Raise Money for electioneering and do we actually know who pays our MPs and Political machine? We really appreciate your support! https://www.buymeacoffee.com/howtoraisemoney You can watch Nige…
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When the bank writes to you to say it is cutting the interest rate by 50%, that is a good thing right? Wrong! Nigel and Ray speculate on what it actually might mean to all of us. We really appreciate your support! https://www.buymeacoffee.com/howtoraisemoney You can watch Nigel renovate a lopsided house: https://www.youtube.com/@escapet…
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#231 - [MORE] alternative ways to raise money
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Can you raise money via other means to invest in property or businesses? Of course you can and Ray and Nigel chat about some great ways to do just that! We really appreciate your support! https://www.buymeacoffee.com/howtoraisemoney You can watch Nigel renovate a lopsided house: https://www.youtube.com/@escapetothedreamhouseuk IF …
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#230 - How do banks raise money: What can we learn from them?
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If you have ever wondered how banks seem to make more money than you thought possible (based on deposit and lending out to people) then listen in. Ray and Nigel chat through some intriguing ways they raise money - could we learn something from this? We really appreciate your support! https://www.buymeacoffee.com/howtoraisemoney You can watch Nigel …
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Is Gold a great way to raise money, invest or simply pay for things in the apocalypse?! Let's find out as Ray and Nigel chat about Spandau Ballet and GOLD! We really appreciate your support! https://www.buymeacoffee.com/howtoraisemoney You can watch Nigel renovate a lopsided house: https://www.youtube.com/@escapetothedreamhouseuk IF…
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#228 - Landlords: Govt plans to get rid of you!
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Is now the right time to be a landlord when it appears that government wants to get rid of you? Ray and Nigel look behind the dramatic headlines we keep seeing. You can watch Nigel renovate a lopsided house: https://www.youtube.com/@escapetothedreamhouseuk IF YOU NEED HELP: Get in touch hello@htrmoney.co.uk and talk to us, we may be a…
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#227 - Liz Truss, Tesco & Raising Money [There is a joke in there somewhere]
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Liz Truss tried and failed Tesco tried (they pulled the wool over your eyes) and succeeded Is there a lesson in there? Maybe. But there is a joke or two! You can watch Nigel renovate a lopsided house: https://www.youtube.com/@escapetothedreamhouseuk IF YOU NEED HELP: Get in touch hello@htrmoney.co.uk and talk to us, we may be able to he…
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#226 - REVEALED: Little Known Ways to Raise Money
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High Street Banks...and er... Not many people know alternative sources of finance so Nigel and Ray reveal a number of little known ways to raise money. You can watch Nigel renovate a lopsided house: https://www.youtube.com/@escapetothedreamhouseuk IF YOU NEED HELP: Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help…
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#225 - Legal Disputes: The Subtle Art of Winning
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We all wish to avoid them but sometimes you may get involved in a legal dispute. What is the best approach? Ray & Nigel discuss a surprising and subtle approach that may help you win (without the other party feeling they lost!) You can watch Nigel renovate a lopsided house: https://www.youtube.com/@escapetothedreamhouseuk IF YOU NEED HELP…
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When it comes to getting approved for credit, lenders will often check your credit rating and depending on your score they will approve or reject your application! Is that fair? Is your score a true reflection of you? What can you do if it is wrong/unfair? Nigel and Ray discuss credit scoring and the frightening Big Brother version heading our way.…
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#223 - WARNING!: Personal Guarantees Abused by Banks
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The Federation of Small Businesses have had their Super Complaint about Personal Guarantees (PG) rejected by the utterly toothless FCA (no surprise there!) and they are FURIOUS! Why should we be bothered? Ray and Nigel highlight the peril at signing a PG without fully understanding it. You can watch Nigel renovate a lopsided house: https://www…
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#222 - Budgets, £1trillion & can you renovate a house yourself?
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Are there lessons from the government and the Budget that we can use as we try to raise money? You can watch Nigel renovate a lopsided house: https://www.youtube.com/@escapetothedreamhouseuk IF YOU NEED HELP: Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a trouble halved! Email us at …
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#220 - Massive Property Co Collapse - Will it affect me?
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Evergrande - a huge Chinese Property Co - is effectively a failed company. Should we be interested or even worried? Maybe so because it could lead to another credit crunch. You can watch Nigel renovate it at: https://www.youtube.com/@escapetothedreamhouseuk IF YOU NEED HELP: Get in touch hello@htrmoney.co.uk and talk to us, we may be able to he…
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Ray and Nigel continue to set the world to rights as they discuss all manner of things in the style of two cynical grumpy old men! You can watch Nigel renovate a lopsided house: https://www.youtube.com/@escapetothedreamhouseuk IF YOU NEED HELP: Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a tro…
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#219 - Why so hard to get a mortgage when Banks make $ Billions?
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How do banks make so much money and why won't they lend it to us? Should we rethink alternative sources of funds? Ray and Nigel chat about the bank profits being more than Oil & Gas companies but no one talks of super taxing them! And you can watch Nigel renovate it at: https://www.youtube.com/@escapetothedreamhouseuk IF YOU NEED HELP: Get in tou…
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Today Nigel explains how he used his pension to buy a 2 bed terrace house! Could you set your pension up to be your own bank? And you can watch him renovate it at: https://www.youtube.com/@escapetothedreamhouseuk IF YOU NEED HELP: Get in touch hello@htrmoney.co.uk and talk to us, we may be able to help. A trouble shared is a trouble halved! Email u…
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#217 - The Post Office Scandal: Bigger Scandals are coming!!
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It has shocked the nation. An institution we have held dear for hundreds of years has been seen to be a nasty, vindictive bully AND the public don't like it. Politicians may change the law, the former CEO has given her 'gong' back, and the outrage has touched millions. But - is this the tip of the iceberg? As we enter 2024, Ray and Nigel will be de…
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A pain? The difference? Necessary? Pointless? Whatever your thoughts, business plans are a thing! Ray and Nigel give some useful pointers for the why, what and how of business plans. Get in touch hello@htrmoney.co.uk and talk to us. Email us at hello@htrmoney.co.uk Watch us on YouTube https://ww…
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What is 2024 going to be like? Will there be doom and gloom or opportunities a plenty? Ray and Nigel give their thoughts to help you decide your next step! Get in touch hello@htrmoney.co.uk and talk to us. Email us at hello@htrmoney.co.uk Watch us on YouTube https://www.youtube.com/@howtoraisemoney…
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#214 - Pricing Psychology - will it help me raise money
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Never thought about pricing psychology? Maybe you should because it could influence your ability to raise money! Get in touch hello@htrmoney.co.uk and talk to us. Email us at hello@htrmoney.co.uk Watch us on YouTube https://www.youtube.com/@howtoraisemoney Recommended Equipment, Software and Books…
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