Too many entrepreneurs get stuck on the business treadmill, hustling nonstop, unable to scale, and unknowingly stalling their growth. That’s where Dave Ramsey began. After crashing into $3 million in debt, he rebuilt from scratch, turning a small radio program into a national show with millions of listeners. With over three decades of experience in entrepreneurship, business growth, and content creation, he knows what it takes to build a lasting business. In this episode, Dave reveals the six drivers of long-term success, the five key stages of startup growth, and how he balances life as an entrepreneur and a content creator. In this episode, Hala and Dave will discuss: (00:00) Introduction (00:23) The Core Principles of Financial Freedom (05:42) Adapting to Change as a Content Creator (09:22) Balancing Content Creation and Entrepreneurship (12:34) How to Create a Clear Path in Business (15:19) The Truth About Starting a Business Today (18:22) The Six Drivers of Business Success (26:20) Shifting From Tactical to Strategic Thinking (29:44) The Five Stages of Business Growth (41:10) Leading with Care, Clarity, and Accountability (47:10) Identifying the Right Leadership Skills (48:35) Starting a Media Business as an Entrepreneur Dave Ramsey is a personal finance expert, radio personality, bestselling author, and the founder and CEO of Ramsey Solutions. Over the past three decades, he has built a legacy of helping millions achieve financial freedom. As the host of The Ramsey Show , Dave reaches more than 18 million listeners each week. He is the author of eight national bestselling books. His latest, Build a Business You Love , helps entrepreneurs navigate growth and overcome challenges at every stage. Sponsored By: Shopify - Sign up for a one-dollar-per-month trial period at youngandprofiting.co/shopify OpenPhone: Streamline and scale your customer communications with OpenPhone. Get 20% off your first 6 months at openphone.com/profiting Airbnb - Find yourself a co-host at airbnb.com/host Indeed - Get a $75 sponsored job credit at indeed.com/profiting RobinHood - Receive your 3% boost on annual IRA contributions, sign up at robinhood.com/gold Factor - Get 50% off your first box plus free shipping at factormeals.com/factorpodcast Rakuten - Save while shopping at rakuten.com Microsoft Teams - Stop paying for tools. Get everything you need, for free at aka.ms/profiting LinkedIn Marketing Solutions - Get a $100 credit on your next campaign at linkedin.com/profiting Resources Mentioned: Dave’s Book, Build a Business You Love: bit.ly/BuildaBusinessYouLove Dave’s Website: ramseysolutions.com Active Deals - youngandprofiting.com/deals Key YAP Links Reviews - ratethispodcast.com/yap Youtube - youtube.com/c/YoungandProfiting LinkedIn - linkedin.com/in/htaha/ Instagram - instagram.com/yapwithhala/ Social + Podcast Services: yapmedia.com Transcripts - youngandprofiting.com/episodes-new Entrepreneurship, Entrepreneurship Podcast, Business, Business Podcast, Self Improvement, Self-Improvement, Personal Development, Starting a Business, Strategy, Investing, Sales, Selling, Psychology, Productivity, Entrepreneurs, AI, Artificial Intelligence, Technology, Marketing, Negotiation, Money, Finance, Side Hustle, Mental Health, Career, Leadership, Mindset, Health, Growth Mindset, Side Hustle, Passive Income, Online Business, Solopreneur, Networking.…
Welcome to the Finance With Foss Podcast Channel. In this, I host multiple different shows under the Finance With Foss name. Office Hours is a show where I talk through recent news and information from the mortgage and real estate space. In the Evolution Real Estate Podcast, co-host Scott Ebel and I explore topics related to Real Estate and Mortgage aimed at first time home buyers, Realtors, Loan Officers and anyone involved in Real Estate or investing in Real Estate. Mortgage Minute are quick hitting mortgage tidbits and information.
Welcome to the Finance With Foss Podcast Channel. In this, I host multiple different shows under the Finance With Foss name. Office Hours is a show where I talk through recent news and information from the mortgage and real estate space. In the Evolution Real Estate Podcast, co-host Scott Ebel and I explore topics related to Real Estate and Mortgage aimed at first time home buyers, Realtors, Loan Officers and anyone involved in Real Estate or investing in Real Estate. Mortgage Minute are quick hitting mortgage tidbits and information.
#mortgage #education Welcome to the Mortgage Minute series, where we educate and take the complicated perception of mortgages and empower you to make decisions future you will thank you for. Today's topic: what is a pre-approval?
#mortgage #education Welcome to the Mortgage Minute series, where we educate and take the complicated perception of mortgages and empower you to make decisions future you will thank you for. Today's topic: What is a pre-qualification?
#mortgage #education Welcome to the Mortgage Minute series, where we educate and take the complicated perception of mortgages and empower you to make decisions future you will thank you for. Today's topic: How to qualify for a mortgage?
#mortgage #education Welcome to the Mortgage Minute series, where we educate and take the complicated perception of mortgages and empower you to make decisions future you will thank you for. Today's topic: what is a mortgage?
#mortgage #education Welcome to the Mortgage Minute series, where we educate and take the complicated perception of mortgages and empower you to make decisions future you will thank you for. Today's topic: Series introduction.
Are you a first-time homebuyer or someone with a lot of mortgage questions? This might just be the video for you with my top 15 most asked questions along with a bonus question on gift funds. Watch the whole video or skip ahead to your specific question and let me know if you want either additional information or have a complete separate question to what was answered here! 00:00 - Introduction 00:53 - Question 1 - Do I need great credit to get a mortgage? 01:44 - Question 2 - How much do I need for a down payment? 02:59 - Question 3 - Closing costs? How much should I expect them to be? 03:28 - Question 4 - Fixed rate vs adjustable rate mortgage 04:52 - Question 5 - When should I lock my interest rate? 05:38 - Question 6 - What type of mortgage is best for me? 06:43 - Question 7 - What are discount points? Should I pay for them? 07:59 - Question 8 - 15 year loan vs 30 year loan 09:39 - Question 9 - What documents do I need? 10:52 - Question 10 - What is a pre-qualification? 11:54 - Question 11 - What is a pre-approval? 13:48 - Question 12 - What is an escrow account? 14:33 - Question 13 - Why does it take so long to close a mortgage? 15:35 - Question 14 - How is my mortgage payment determined? 16:53 - Question 15 - Will my monthly payments change during the loan? 17:37 - Bonus - How do I handle gift money?…
A question from my video about the recent Fed Rate hike, had a question from Realtor Joe Gattone from Chicagoland, IL who asked, "Hey! good stuff dude. Can you explain how the Fed Rate is NOT directly tired to mortgage rates?". We take a quick look into this and what the Federal Reserve actually influences.…
The Federal Reserve just raised the interest rates again here in July, what does that mean for you if you're looking to purchase a home? 00:00 - Introduction 00:18 - Fed increases rates 01:13 - What's next? 01:33 - Background on the Fed 01:59 - What does this mean for you? 02:22 - Closing 📒 Show Notes and Resources 📒 Justus Foss Mortgage Loan Officer - Finance With Foss NMLS #1588344 Have a mortgage question about something not covered in this or specifically about the content today? Reach out, I'd love to help answer it. Justus on Social Media: https://linktr.ee/FinanceWithFoss http://www.FinanceWithFoss.com https://www.facebook.com/FinanceWithFoss https://instagram.com/FinanceWithFoss https://www.linkedin.com/in/JustusFoss/ https://twitter.com/FinanceWithFoss…
#mortgage #housingmarket Is a price correction on the way? Some signs may be hinting towards it, but some strong economic indicators might show otherwise. Let's talk about it. 📒 Show Notes and Resources 📒 Justus Foss Mortgage Loan Officer - Finance With Foss NMLS #1588344 Have a mortgage question about something not covered in this or specifically about the podcast today? Reach out, I'd love to help answer it. Justus on Social Media: https://linktr.ee/FinanceWithFoss http://www.FinanceWithFoss.com https://www.facebook.com/FinanceWithFoss https://instagram.com/FinanceWithFoss https://www.linkedin.com/in/JustusFoss/ https://twitter.com/FinanceWithFoss…
Staying up with the ever changing Real Estate market by going over the realty of today’s Real Estate market with buying pressure, interest rates and utilizing the recast to make a non-contingent offer.
In this episode, Scott and Justus address the local Twin Cities market by reviewing data over the past week and discuss the future market conditions that we could see in 2022. You can find this podcast on YouTube, Facebook, Instagram, LinkedIn and all of your typical podcast apps! 00:00 - Intro Video 00:15 - Start of Episode 02:08 - Thank You to Veterans 03:23 - I'm just like you, the first-time homebuyer fixes 05:08 - Twin Cities Local Market Update 11:56 - Powell Update for Future Market Conditions 13:30 - 2022 Fannie & Freddie Conforming Loan Limit 16:39 - Keep Shopping During the Winter Months…
In this episode, Scott and Justus address the local Twin Cities market by reviewing data over the past week and past couple of months along with the NEW increased conforming loan limits for 2022. Justus' topic of the day is about gift funds while Scott discusses the new Omicron virus and how that could affect the market. Then, Scott and Justus talk about how winter can affect home buying in Minnesota and why it might not be a bad idea to keep your eyes open for a good deal on a property during the offseason of the home buying market. You can find this podcast on YouTube, Facebook, Instagram, LinkedIn and all of your typical podcast apps! 00:00 - Intro Video 00:15 - Start of Episode 00:46 - Twin Cities Local Market Update 10:15 - 2022 Fannie & Freddie Conforming Loan Limit Increases Conversation 11:32 - 2022 Fannie & Freddie Conforming Loan Limit Increases Chart 11:51 - 2016-2022 Fannie & Freddie Conforming Loan Limit Increases Chart 14:03 - Gift Money Information on how to handle it for mortgage underwriting 15:56 - Omicron Coronavirus and Real Estate 19:01 - Winter is coming; What does it mean for Real Estate?…
In this episode, Scott and Justus due the usual, intro the podcast, talk through the newly added local market update segment, talk about the two interesting topics which include VA buyers knowing about their VA eligibility certificate and condo purchases using government loans such as VA and FHA needing to have the association on an approved list to use that financing. They then start right up from the last podcast, now that a home purchase offer is accepted, what happens next? They take you down the road from getting your home offer accepted to the actual closing. VA buyers need to get VA eligibility certificate for mortgage: https://www.va.gov/housing-assistance/home-loans/how-to-apply/ https://www.ebenefits.va.gov/ebenefits/homepage Government loans/FHA Condos and how they’re different from normal: https://entp.hud.gov/idapp/html/condlook.cfm You can find this podcast on YouTube, Facebook, Instagram, LinkedIn and all of your typical podcast apps!…
In this episode, Scott and Justus explain the importance of getting pre-approved before home shopping and why address specific pre-approvals have more weigh compared to generic pre-approvals. They then dive into the scheduled on tent of the "New Buyer Client Process/Experience" from before starting the process up to making an offer. The next episode will explore going from the accepted offer to the closing. You can find this podcast on YouTube, Facebook, Instagram, LinkedIn and all of your typical podcast apps!…
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