Creative Success = Financial Balance with Flexible Budget Plans As a creative individual, dealing with irregular income can be daunting. In this episode of From "Creative Passion To Profit", titled "How Creatives Can Budget for Regular Income," I, Mahmood, tackle one of the biggest challenges faced by those in the arts and creative world—budgeting. Have you ever felt the high of being fully booked and having commissions flying off the shelves, only to be met with silence and income droughts the following month? You're not alone. But here's the good news: with a little planning, you can smooth out those financial ups and downs. In this episode, I'll share three simple steps to help you build a budgeting system that fits your lifestyle and supports your creative ambitions. You'll learn how to determine your essential baseline expenses, create a financial buffer for quiet months, and implement a flexible yet simple budgeting method that allows you to thrive creatively and financially. You'll also have some homework tasks... Timestamped Summary: [00:00:00] Introduction to challenges of budgeting with erratic income. [00:00:58] Step 1: Determine your baseline expenses. [00:02:12] Step 2: Build a financial buffer for quieter months. [00:03:46] Step 3: Apply a simple, discipline-based budget system. [00:04:58] Homework: Calculate baseline expenses and track income. Mentioned in this episode: Training Training Training Find out more about Budgetwhizz Find out more about Budgetwhizz Budgetwhizz…
A podcast from the Children and Youth Department of The Salvation Army in the UK & Ireland. In each episode a special guest will join our host for a hypothetical hike as they face four choices and answer four questions - How do we face change? How do we move through suffering? How do we receive joy? How do we mature in service? It’s a chance for them to reflect on their life so far and share wisdom from the way.
A podcast from the Children and Youth Department of The Salvation Army in the UK & Ireland. In each episode a special guest will join our host for a hypothetical hike as they face four choices and answer four questions - How do we face change? How do we move through suffering? How do we receive joy? How do we mature in service? It’s a chance for them to reflect on their life so far and share wisdom from the way.
Wales 150th Anniversary Special – Dyma Gariad (Here Is Love) This special episode was recorded on Tuesday 19 November 2024 at the Welsh Parliament, The Senedd, on the occasion of the 150th anniversary of The Salvation Army in Wales. Our guest is Steven Spencer, Director of The Salvation Army International Heritage Centre at Denmark Hill in south London. In his role, Steven has acquired a wider and deeper knowledge than most about the people and events that shaped our mission. A scholar with a keen interest in the story of the church and charity in Wales, Steven’s fascinating journey for this podcast begins in The Valleys, tracing the footsteps of early pioneers such as 17-year-old Kate Watts and Harriet Parkin. Sent by William Booth, the pair arrived in the grim industrial heart of the Welsh coalfields in 1878 ill prepared for what they found but sustained by their faith. Travelling south, we take in significant sites in The Salvation Army’s story over the past 150 years in Wales, passing towns that supplied coal and steel to the great industrial centres of Victorian Britain. Names such as Aberfan, Senghenydd and others are etched on the soul of Wales and its people following tragic accidents leading to unbearable loss and suffering. The journey ends joyously where it began, at the site of the former Gospel Hall in Bute Street, Cardiff, where John Allan established the first Welsh congregation in 1874. Steven is an Honorary Research Fellow in Birkbeck’s Centre for Nineteenth Century Studies. He holds an MA in History from Canterbury Christ Church University. The International Heritage Centre houses the archive story of The Salvation Army from its origins in the 1860s to the present, both in the UK and internationally. The department includes two museums, one in London and another in Nottingham at the birthplace of William Booth. A reference library, museum displays and archives are based at the London site, within William Booth College. Click here to discover more about Steven’s work: @SalvArmyArchive on Instagram and X (Twitter) and BlueSky Join our Facebook group ‘The All Terrain Conversations’ a space to share your thoughts, opinions and questions. You can help us expand the conversations, make the learning deeper and richer as well as shaping the podcast going forward. Look us up and join in. Created by The Salvation Army Children and Youth Department. Hosted by Jo Taylor (Discipleship Specialist- Youth) Produced by Avenue Services Theme music "Here with Me"by Doug Ross Artwork by Nathan Bright Executive producer Phil Ball For more information on the four questions www.quadratos.com Disclaimer: The views expressed here are those of the participants and may not reflect the position of The Salvation Army.…
In this 50th episode, our guest is the Revd Dr Helen Paynter. Helen was a nephrologist (kidney doctor) when God called her to Baptist ministry. Helen has a Masters in Missional Church Leadership, another Masters in Biblical Studies, and a PhD in Old Testament. She is the founding director of the Baptists College’s Centre for the Study of Bible and Violence , which exists to facilitate cutting-edge research and to serve the churches by providing resources in these areas. Helen is passionate about the Bible and its power, through the Spirit, to transform lives. Conversely, she is very concerned about the ways that it is sometimes used to cause harm, in a variety of settings. She loves teaching and preaching, and helping others to learn to do so. Her most recent publication is Blessed are the Peacemakers: A biblical theology of human violence (Zondervan, 2023). Helen lives in Bristol with her husband Stephen. They have three grown-up daughters. For more information about the Centre for the Study of Bible and Violence, please click here . Join our Facebook group ‘The All Terrain Conversations’ a space to share your thoughts, opinions and questions. You can help us expand the conversations, make the learning deeper and richer as well as shaping the podcast going forward. Look us up and join in. Created by The Salvation Army Children and Youth Department. Hosted by Jo Taylor (Discipleship Specialist- Youth) To download accompanying sketch notes The All Terrain Podcast | Salvationist For more information on the four questions www.quadratos.com Produced by Avenue Services Theme music "Here with Me" produced by Doug Ross Sketch notes produced by Ian Mayhew Artwork designed by Nathan Bright Executive producer Phil Ball Disclaimer: The views expressed here are those of the participants and may not reflect the position of The Salvation Army.…
In this episode, our guest is Jill Rowe. Jill qualified as a teacher and youth & community worker and spent 6 years living and working in the heart of the inner city in Derby. In 1997 she joined Oasis , a charity and movement committed to inclusion and engaged in the transformation of local communities in the UK and around the world. Oasis is one of the largest providers of Academy schools in England serving over 30,000 students and 5000 staff. Her role as Director of Ethos & Formation ensures that Oasis remains true to its organisational identity and ethos, and to resource and equip all Oasis leaders, staff, students, volunteers and wider community members to have opportunity to engage in their own personal development and character formation. Alongside Steve Chalke, the founder of Oasis, Jill hosts the podcast ‘Different’ is also a speaker and writer and can be heard doing Pause for Thought on BBC Radio 2. Jill volunteers as part of the leadership team of Oasis Church Waterloo, enjoys watching football and, given the chance playing as well. She likes to mess about in the garden, do a small amount of running, and has a strong appreciation of curry and loves to work out all that life has to offer. Facebook: jill.rowe.9 Twitter: @JillboRowe Instagram: @jillborowe Join our Facebook group ‘The All Terrain Conversations’ a space to share your thoughts, opinions and questions. You can help us expand the conversations, make the learning deeper and richer as well as shaping the podcast going forward. Look us up and join in. Created by The Salvation Army Children and Youth Department. Hosted by Jo Taylor (Discipleship Specialist- Youth) To download accompanying sketch notes The All Terrain Podcast | Salvationist For more information on the four questions www.quadratos.com Produced by Avenue Services Theme music "Here with Me" produced by Doug Ross Sketch notes produced by Ian Mayhew Artwork designed by Nathan Bright Executive producer Phil Ball Disclaimer: The views expressed here are those of the participants and may not reflect the position of The Salvation Army.…
In this bonus episode, our guest is Lucy Grimble who was recorded ‘live’ at the Riverbank conference. Based in Devon, Lucy has been leading worship and writing songs for many years. Her heart in writing and leading is to be vulnerable and real - to share her journey of faith with honesty. Her musical inspiration is eclectic, from soul and RnB to jazz to classical to singer-songwriter. This diverse array of musical influences has resulted in a diverse sound within her own writing and music. Lucy has recorded four albums to date and has collaborated with artists across the UK, US, Brazil and Europe, including Matt Redman, Graham Kendrick, Paul Baloche, Ana Valadao and Sinach. Lucy performs and has led at various festivals and events across the UK and beyond, including Spring Harvest, David’s Tent, Big Church Day Out, Creation Fest, Festival of Praise at Manchester Arena and Prom Praise at the Royal Albert Hall. Join our Facebook group ‘The All Terrain Conversations’ a space to share your thoughts, opinions and questions. You can help us expand the conversations, make the learning deeper and richer as well as shaping the podcast going forward. Look us up and join in. Created by The Salvation Army Children and Youth Department. Hosted by Jo Taylor (Discipleship Specialist- Youth) To download accompanying sketch notes The All Terrain Podcast | Salvationist For more information on the four questions www.quadratos.com Produced by Avenue Services Theme music "Here with Me" produced by Doug Ross Sketch notes produced by Ian Mayhew Artwork designed by Nathan Bright Executive producer Phil Ball Disclaimer: The views expressed here are those of the participants and may not reflect the position of The Salvation Army.…
In this episode, our guest is Andy Flannagan. Andy is a Luton-based, Irish, ex-doctor, political rabble-rousing, singer-songwriter and author, whose proudest moment as an Irishman was captaining England’s Barmy Army during the Ashes in Australia. His campaigning songwriting dragged him into the political arena, so he can often be found annoying MPs around Parliament. Andy is now the Executive Director of www.christiansinpolitics.org.uk . Longing to see the church invest as much in the ‘dispersed’ as it does in the ‘gathered’, he is leading on releasing and equipping Christians to be influential in the spheres of culture for the Gather UK Movement https://gathermovement.org/ . His songs “We seek your kingdom” and “Tears and Celebration” have been taking words of worship into the civic space and gleaning huge use around the UK and beyond. Click on the links below to discover more about Andy’s work. www.andyflan.com www.christiansinpolitics.org.uk www.influencecourse.co.uk Join our Facebook group ‘The All Terrain Conversations’ a space to share your thoughts, opinions and questions. You can help us expand the conversations, make the learning deeper and richer as well as shaping the podcast going forward. Look us up and join in. Created by The Salvation Army Children and Youth Department. Hosted by Jo Taylor (Discipleship Specialist- Youth) To download accompanying sketch notes The All Terrain Podcast | Salvationist For more information on the four questions www.quadratos.com Produced by Avenue Services Theme music "Here with Me" produced by Doug Ross Sketch notes produced by Ian Mayhew Artwork designed by Nathan Bright Executive producer Phil Ball Disclaimer: The views expressed here are those of the participants and may not reflect the position of The Salvation Army.…
In this episode, our guest is The Rt Revd Rose Hudson-Wilkin. In November of 2019 she was consecrated as a Bishop in the Church of England and installed in Canterbury Cathedral as the Bishop of Dover with the responsibility of looking after the diocese of Canterbury on behalf of the Archbishop of Canterbury. In 2007 she was appointed as a Chaplain to Her Late Majesty the Queen and in 2010, she became the first female appointed to the position of Chaplain to the Speaker of the House of Commons. In November 2014, Bishop Rose became the Priest in Charge of the city Church, St Mary-at-Hill near Monument and is in wide demand as a preacher and speaker undertaking numerous engagements both nationally and internationally, as well as appearing regularly in local and national media. She is married to Kenneth, a retired prison Chaplain and they have 3 adult children. Join our Facebook group ‘The All Terrain Conversations’ a space to share your thoughts, opinions and questions. You can help us expand the conversations, make the learning deeper and richer as well as shaping the podcast going forward. Look us up and join in. Created by The Salvation Army Children and Youth Department. Hosted by Jo Taylor (Discipleship Specialist- Youth) To download accompanying sketch notes The All Terrain Podcast | Salvationist For more information on the four questions www.quadratos.com Produced by Avenue Services Theme music "Here with Me" produced by Doug Ross Sketch notes produced by Ian Mayhew Artwork designed by Nathan Bright Executive producer Phil Ball Disclaimer: The views expressed here are those of the participants and may not reflect the position of The Salvation Army.…
In this episode, our guest is Major Nick Coke who is currently the Territorial Co-ordinator for Justice and Reconciliation. Nick has been a Salvation Army officer for nearly 24 years serving primarily as a corps officer, but has also held additional appointments in Divisional Headquarters, William Booth College, and THQ where he led The Salvation Army’s work with refugees and asylum seekers. He is married to Kerry and has two children. Nick is an avid reader and loves nothing more than curling up with a good book or enjoying listening to an album from his ever-growing record collection. Join our Facebook group ‘The All Terrain Conversations’ a space to share your thoughts, opinions and questions. You can help us expand the conversations, make the learning deeper and richer as well as shaping the podcast going forward. Look us up and join in. Created by The Salvation Army Children and Youth Department. Hosted by Jo Taylor (Discipleship Specialist- Youth) To download accompanying sketch notes The All Terrain Podcast | Salvationist For more information on the four questions www.quadratos.com Produced by Avenue Services Theme music "Here with Me" produced by Doug Ross Sketch notes produced by Ian Mayhew Artwork designed by Nathan Bright Executive producer Phil Ball Disclaimer: The views expressed here are those of the participants and may not reflect the position of The Salvation Army.…
In this episode, our guest is the Rt Rev Sally Foster-Fulton who is the current Moderator of the General Assembly of the Church of Scotland and has led Christian Aid in Scotland since 2016. Before joining Christian Aid Sally convened the Church and Society Council and helped advance the Church's work on human rights, climate justice and support for people struggling to overcome poverty in Scotland. She has led the Church's work with ecumenical and interfaith partners to create networks of support for asylum seekers and refugees. Join our Facebook group ‘The All Terrain Conversations’ a space to share your thoughts, opinions and questions. You can help us expand the conversations, make the learning deeper and richer as well as shaping the podcast going forward. Look us up and join in. Created by The Salvation Army Children and Youth Department. Hosted by Jo Taylor (Discipleship Specialist- Youth) To download accompanying sketch notes The All Terrain Podcast | Salvationist For more information on the four questions www.quadratos.com Produced by Avenue Services Theme music "Here with Me" produced by Doug Ross Sketch notes produced by Ian Mayhew Artwork designed by Nathan Bright Executive producer Phil Ball Disclaimer: The views expressed here are those of the participants and may not reflect the position of The Salvation Army.…
In this episode, our guests are Commissioners Jenine and Paul Main who are the new territorial leaders for the United Kingdom and Ireland Territory. At the time of the interview they were not aware that they were going to be appointed as the new Territorial Leaders. Paul and Jenine have been Salvation Army officers for 37 years and have served in a variety of corps appointments in England, Wales and the Isle of Man and also in Divisional and Territorial appointments in the UKI and the Caribbean Territory. They have been married for 36 years and have two adult children, both of whom are married, serving the Lord in The Salvation Army at Peterborough and Bournemouth. They have four young grandchildren who they love spending time with. Jenine loves reading, walking and swimming to keep healthy while Paul enjoys gardening for exercise and relaxation! Free time is always at a premium, but they are always energised and encouraged by the weekends they spend travelling around the UKI discovering new places and meeting new people – seeing The Salvation Army in all its diversity. Join our Facebook group ‘The All Terrain Conversations’ a space to share your thoughts, opinions and questions. You can help us expand the conversations, make the learning deeper and richer as well as shaping the podcast going forward. Look us up and join in. Created by The Salvation Army Children and Youth Department. Hosted by Jo Taylor (Discipleship Specialist- Youth) To download accompanying sketch notes The All Terrain Podcast | Salvationist For more information on the four questions www.quadratos.com Produced by Avenue Services Theme music "Here with Me" produced by Doug Ross Sketch notes produced by Ian Mayhew Artwork designed by Nathan Bright Executive producer Phil Ball Disclaimer: The views expressed here are those of the participants and may not reflect the position of The Salvation Army.…
In this episode, our guest is Steph Macleod. Steph is singer songwriter and worship leader based in Scotland. Steph shares the hope he found in Jesus Christ through word and song all over the world and draws inspiration from his lived experiences and freedom from homelessness and addiction. Steph’s music has featured regularly on BBC Radio 2, BBC Songs of Praise and he performs and leads worship regularly. He also has a passion for mentoring the next generation of young Christian musicians and is an activist for mental health awareness. Join our Facebook group ‘The All Terrain Conversations’ a space to share your thoughts, opinions and questions. You can help us expand the conversations, make the learning deeper and richer as well as shaping the podcast going forward. Look us up and join in. Created by The Salvation Army Children and Youth Department. Hosted by Jo Taylor (Discipleship Specialist- Youth) To download accompanying sketch notes The All Terrain Podcast | Salvationist For more information on the four questions www.quadratos.com Produced by Avenue Services Theme music "Here with Me" produced by Doug Ross Sketch notes produced by Ian Mayhew Artwork designed by Nathan Bright Executive producer Phil Ball Disclaimer: The views expressed here are those of the participants and may not reflect the position of The Salvation Army.…
In this episode, our guest is Major Janet Robson. Janet is from the Northeast of England but left her hometown of Sunderland just over 30 years ago to enter Salvation Army officer training. As she seeks to follow Jesus, Janet is passionate about all people knowing their worth to God. Her current appointment as an officer is in Scotland, a place she loves and is proud to call home. She enjoys music, walking and the lifelong commitment of following her hometown football team, Sunderland AFC. Join our Facebook group ‘The All Terrain Conversations’ a space to share your thoughts, opinions and questions. You can help us expand the conversations, make the learning deeper and richer as well as shaping the podcast going forward. Look us up and join in. Created by The Salvation Army Children and Youth Department. Hosted by Jo Taylor (Discipleship Specialist- Youth) To download accompanying sketch notes The All Terrain Podcast | Salvationist For more information on the four questions www.quadratos.com Produced by Avenue Services Theme music "Here with Me" produced by Doug Ross Sketch notes produced by Ian Mayhew Artwork designed by Nathan Bright Executive producer Phil Ball Disclaimer: The views expressed here are those of the participants and may not reflect the position of The Salvation Army.…
In this episode, our guest is World Poetry Slam Champion Harry Baker. Harry grew up as part of a Christian community in west London and has loved words from a young age and been a full-time poet since he graduated from Bristol with a math’s degree in 2015. Harry has written and performed four 5-star-reviewed solo shows at the Edinburgh Fringe Festival, as well as winning Best Spoken Word Show. He has performed all around the world as well as being viewed online millions of times and been a TED talk speaker. He has published two collection of Poems The Sunshine Kid and Unashamed. This episode was recorded at the Edinburgh Fringe. You can connect with Harry here Join our Facebook group ‘The All Terrain Conversations’ a space to share your thoughts, opinions and questions. You can help us expand the conversations, make the learning deeper and richer as well as shaping the podcast going forward. Look us up and join in. Created by The Salvation Army Children and Youth team. Hosted by Jo Taylor (Discipleship Specialist- Youth) To download accompanying sketch notes The All Terrain Podcast | Salvationist For more information on the four questions www.quadratos.com Produced by Avenue Services Theme music "Here with Me" produced by Doug Ross Sketch notes produced by Ian Mayhew Article written by Matt Little Artwork designed by Nathan Bright Executive producer Phil Ball Disclaimer: The views expressed here are those of the participants and may not reflect the position of The Salvation Army.…
In this episode, our guest is Major Heather Poxon, Territorial Environmental Officer. Heather was commissioned as an officer in 1993, following training and experience in commercial horticulture. Having worked in the Democratic Republic of Congo for a number of years on community development projects, Heather was seconded to Rwanda during the time of civil war in that country as part of the Army's first emergency response team. This was followed by 17 years as a Corps Officer in the UK and Ireland Territory and then 12 years as head of the International Development unit, first in Territorial Headquarters, then International Headquarters. Born and raised in Kenya of officer parents, married with two adult children, Heather now oversees and coordinates the practical application of The Salvation Army’s mark of mission to Care for Creation. Interested in becoming an Environmental Champion click here Join our Facebook group ‘The All Terrain Conversations’ a space to share your thoughts, opinions and questions. You can help us expand the conversations, make the learning deeper and richer as well as shaping the podcast going forward. Look us up and join in. Created by The Salvation Army Children and Youth team Hosted by Jo Taylor (Discipleship Specialist- Youth) To download accompanying sketch notes and blog article The All Terrain Podcast | Salvationist For more information on the four questions www.quadratos.com Produced by Avenue Services Theme music "Here with Me" produced by Doug Ross Sketch notes produced by Ian Mayhew Article written by Matt Little Artwork designed by Nathan Bright Executive producer Phil Ball Disclaimer: The views expressed here are those of the participants and may not reflect the position of The Salvation Army.…
In this episode, our guest is Mark Arnold. Mark is the Additional Needs Ministry Director at leading national Christian children’s and youth organisation Urban Saints and is Co-Founder of the Additional Needs Alliance, a vibrant and fast-growing online community. He is an enthusiastic national and international advocate and ally for children and young people with additional needs. For more information about Mark’s work Urban Saints | Who is discipling our young people? | Additional Needs Join our Facebook group ‘The All Terrain Conversations’ a space to share your thoughts, opinions and questions. You can help us expand the conversations, make the learning deeper and richer as well as shaping the podcast going forward. Look us up and join in. Created by The Salvation Army Children and Youth team Hosted by Jo Taylor (Discipleship Specialist- Youth) To download accompanying sketch notes and blog article The All Terrain Podcast | Salvationist For more information on the four questions www.quadratos.com Produced by Avenue Services Theme music "Here with Me" produced by Doug Ross Sketch notes produced by Ian Mayhew Article written by Matt Little Artwork designed by Nathan Bright Executive producer Phil Ball Disclaimer: The views expressed here are those of the participants and may not reflect the position of The Salvation Army.…
In this episode, our guest is Phil Wall. Phil began working life as a London Policeman and came to faith at the age of 19. In 1990 he began working for the Salvation Army and launched the UK Mission Team that he led for the next decade. During that time, he led a team that planted Raynes Park Community Church, launched a number of programmes and missional initiatives including the Roots event. With his wife Wendy WeSeeHope.org.uk was launched. Over the last 23 years it has served nearly 800,000 people through its programmes and has raised over $30 Million to help vulnerable young people to learn skills to build their futures. To help facilitate the growth and development of the charity Phil has been serving and coaching corporate leaders across industry sectors all over the world. As part of the Queens Platinum Jubilee New Years Honours list both Phil and Wendy were honoured with an MBE each for their work in Africa and linked business innovation which was presented to them by King Charles. In 2023 they are planning to move to the USA for a few years to support the work of www.weseehopeusa.org . He has been married for 38 years, has 3 adult children & loves curry, rugby and golf For more information about – WeSeeHope – Skills for Sustainable Futures Join our Facebook group ‘The All Terrain Conversations’ a space to share your thoughts, opinions and questions. You can help us expand the conversations, make the learning deeper and richer as well as shaping the podcast going forward. Look us up and join in. Created by The Salvation Army Children and Youth team Hosted by Jo Taylor (Discipleship Specialist- Youth) To download accompanying sketch notes and blog article The All Terrain Podcast | Salvationist For more information on the four questions www.quadratos.com Produced by Avenue Services Theme music "Here with Me" produced by Doug Ross Sketch notes produced by Ian Mayhew Article written by Matt Little Artwork designed by Nathan Bright Executive producer Phil Ball Disclaimer: The views expressed here are those of the participants and may not reflect the position of The Salvation Army.…
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