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Charleston Time Machine

Nic Butler, Ph.D.

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Dr. Nic Butler, historian at the Charleston County Public Library, explores the less familiar corners of local history with stories that invite audiences to reflect on the enduring presence of the past in the Lowcountry of South Carolina.
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Produced by the College of Charleston in Charleston, South Carolina, “Speaking of… College of Charleston” features conversations with faculty, students, staff, alumni and supporters who bring prestige and positive recognition to the university across a wide array of academic endeavors, professional interests and creative passions.
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Learn all about investing in real estate in Charleston, South Carolina with a combination of real estate financial planning and modeling with numbers specific to Charleston plus syndicated, more generalized recordings of live and pre-recorded real estate investing classes (not all specific to Charleston).
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The Healthy Charleston Podcast

Hannah Breal - Physical Therapist

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Welcome to the "Healthy Charleston Podcast," your ultimate guide to taking charge of your health and wellness journey. In a world where health information can be overwhelming and confusing, we strive to be your trusted source of accurate, evidence-based knowledge. Our goal is to equip you with the tools and resources you need to lead a healthier lifestyle. Tune in to each episode as we connect with inspirational community leaders in Charleston and Summerville, SC. These individuals are dedic ...
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Welcome to "Charleston's Retirement Coach," hosted by Brandon Bowen, seasoned financial advisor and founder of Bowen Wealth, LLC. Each week, join Brandon as he unpacks the complexities of planning for retirement with straightforward, actionable insights tailored specifically to help you achieve financial peace of mind. In Charleston and beyond, retirement planning can seem daunting. Brandon brings over two decades of experience directly to you, covering everything from investment strategies ...
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Charleston Conversations

Brandon Jones

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Each episode will detail what is going on in the Lowcountry , its places and its people .Take a deep dive with us as we get a little closer with our neighbors and what they have to offer the Charletson area!
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Connecting you with Charleston area real estate, people and experiences! Welcome to Nia Joy's podcast where she is connecting her listeners to all things Charleston, Real Estate, People & Experiences! You can expect tips, lifestyle and interviews with those connected to the Charleston, SC and surrounding areas. Let's get connected!
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Step into the soul of jazz with the Charleston Jazz Podcast, led by the CJO's very own Marketing & Communications Director, Lacy Miller. Discover exclusive access to live shows, intimate chats with artists, a peek into the history of jazz, and more. Explore jazz from its origins to today's sounds with Lacy as your guide. Subscribe now for a front row seat.
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Building Charleston

Matt Chapdelaine

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The Building Charleston Podcast takes a moment each week to meet the leaders changing the landscape of Charleston SC. Hear first hand what it's like to build a dynamic business in one of the fastest growing parts of the country. Hosted by Matt Chapdelaine - a business owner himself and the Broker-in-Charge at Laine Commercial Real Estate - the Lowcountry’s premier commercial real estate company representing Charleston’s Office, Industrial and Retail tenants with their commercial leases. Supp ...
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Charleston to Charleston Literary Festival

Charleston to Charleston Literary Festival

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Welcome to the Charleston to Charleston Literary Festival Podcast. Each episode presents a live, unscripted session that took place on Festival stages in 2018 and 2019. The lineup includes legendary editor Tina Brown, Pulitzer Prize winner David Blight, biographer Jung Chang, Shakespearean scholar Stephen Greenblatt, bestselling authors Bernard Cornwell, Madeline Miller, Margo Jefferson and Jeanette Winterson plus the matchless Joyce Carol Oates, and many more. You’ll hear about topics as di ...
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Living in Charleston Podcast is a podcast that talks about all the aspects of living in Charleston, South Carolina area. Those areas include James Island, Mount Pleasant, Summerville, Johns Island, Sullivans Island, and Isle of Palms. All the way to Edisto Island and Colleton County and all the way up to Dorchester County an Bonneau and Moncks Corner areas. Lisa has been a Charleston area native for over 25 years and has worked as a top producing Realtor since 2005. Lisa and her husband Geor ...
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Today, Jordan from Lowcountry Barbell Club returns to the podcast with Jaimerius “JJ” Williams, national level Weightlifter and coach. JJ and Jordan dive deep into the world of weightlifting: from JJ's personal goals, the pressures of competition, to his mindset that keeps him motivated, they cover what it really takes to become a competitive athle…
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Charlestonians got their first taste of Hawaiian culture in December 1901, when a band of Pacific Islanders represented the newly-acquired territory at the South Carolina Inter-State and West Indian Exposition. Local audiences were entranced by their mellifluous songs and the rhythmic gestures of scantily-clad hula dancers swaying to curious sounds…
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Private Mortgage Insurance Myths Reputation can be a challenging thing. I have found, through many conversations with clients over the years, that Private Mortgage Insurance (PMI) has a questionable reputation with home buyers in general and investors in particular. However, much of its reputation is based on half-truths, bad information, lies, and…
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Effective tax planning is important when it comes to retirement. Brandon highlights the potential changes in tax brackets and rates under the Biden administration, and explains the opportunities Roth conversions can provide when aiming to maximize savings and income in retirement. Like what you hear? Get a second opinion today 👉 https://bit.ly/3WoN…
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Warning - Risks of Neighborhood Decline When Investing in Real Estate Everything in life has risks. Not investing adds certain types of risks, while investing adds other risks. One risk that some real estate investors face is the possibility that the neighborhood they're investing in will decline, causing values and/or rents to drop. So, how do we …
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In this episode, Brandon discusses the potential risks and challenges in the current economic climate. He emphasizes the importance of being aware of the possibility of a market crash and the need to minimize tax implications. Brandon highlights diversification as a key strategy, with a focus on developing a comprehensive financial plan that aligns…
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The first rule of Flight Club? You definitely have to talk about Flight Club. In this episode, we talk with Hey Birdie Founders, Jess and Heather, and Charleston Mama Bird, Erin. Hey Birdie creates spaces, experiences, and containers for women to find belonging and form genuine connections and relationships. Through laughter, bird puns, and blunt d…
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The site known as Union Pier has been a transportation crossroads for centuries past and potentially continuing well into the future. Now slated for redevelopment, the seventy-acre industrial complex on the Cooper River waterfront includes the vestiges of historic trails used by earlier generations to facilitate access between land and water via st…
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How to Analyze a Duplex Some real estate investors are sensitive to their ability to get ten 30-year fixed rate financing loans and would prefer to fill those loan spots with larger purchases than just single family rental homes. One way to do that is to buy more expensive properties like duplexes, triplexes or fourplexes. In this class, James will…
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Social Security has 678 ways to file and over 2,000 rules to consider. This can cause confusion and many challenges when you begin planning for your retirement. In this episode, Brandon shares three lesser-known rules about Social Security filing and why it’s important to understand these rules to maximize benefits. Also, Brandon explains why incom…
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How to Calculate PMI If you're a house hacker, Nomad™, investor buying properties with less than 20% down, or buying creatively where the seller has PMI, you'll want to make sure you know how to analyze deals that have Private Mortgage Insurance. In this mini-class, James will cover how to analyze deals that have PMI, with an emphasis on doing it u…
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Annuities often have a bad reputation due to fees, generating a low stream of income, and locking up principal. However, higher interest rates have made annuities something to consider when building out an income plan for retirement. In this episode, Brandon breaks down the concerns people have with annuities and why they can be a valuable and bene…
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In this podcast, Hannah dives deep into the heart of what ACE - The Anneclaire Experience - truly stands for. Anneclaire shares her journey from starting dance at a young age through various pivots in her career and life that ultimately led her to create ACE, which opened in Downtown Charleston in March! This dance-based fitness studio isn’t just f…
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On this episode we speak with Student Government Association President, Lilli Taylor about her time at the College, her academic pursuits, extracurricular activities, experiences as the student body president, involvement in student organizations, academic achievements, upcoming graduation and future plans like participating in the Disney College P…
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Frolicking in the ocean surf is today a familiar activity along South Carolina beaches, but recreational swimming was a novelty in centuries past. “Surf bathing” first achieved local popularity on Sullivan’s Island in the early 1800s, when the proprietors of oceanfront resorts began providing amenities like “bathing machines” to encourage shy swimm…
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In many cases—not all, but many cases—real estate investors can speed up the time it takes to become financially independent by choosing to pay off the mortgages on their properties early. Sometimes it makes sense to take every extra dollar beyond a healthy amount of reserves and aggressively pay off properties as quickly as possible. Other times, …
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On this episode of 'Speaking of College of Charleston,' host Ron Menchaca, Vice President of Marketing and Communications at the College of Charleston, has a year-end discussion with President Andrew Hsu, focusing on the accomplishments and future directions of the institution. President Hsu celebrates his five years in office, discussing the signi…
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Nick Saban’s wife Terry wrote to her husband “The 10 Commandments of Retirement” now that the legendary coach has called it a career. While the full list is still private, Ms. Terry did reveal some of things that Coach Saban has to abide by. In this episode, Brandon shares what his commandments in retirement are and what he advises retirees to do t…
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Deal Alchemy™ - Residential vs Commercial Property Deal Alchemy™ is all about manipulating the returns you're earning on your investments. Often, this is done through the choices we make when selecting the investment property and the strategies we choose to implement. For example, you could choose to invest in residential properties where your tena…
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Retirement can be a source of fear and uncertainty for many people. Retirees may face an identity crisis after walking away from work and struggle to find a purpose in their retirement years. In this episode, Brandon discusses how aiming to define your dream retirement may lead to a mindset change of achieving financial independence and what that l…
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Tikvah Wellness is a wellness focused, collaborative health benefits community. They’ve created a cost-effective benefits program that combines both natural and conventional medicine to foster a life-changing health journey. On this episode, Founder & CEO David Thedinga and Director of Member Experience Lauren Williams share how Tikvah came to life…
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Have you ever wondered how South Carolinians paid for goods and services before the advent of the U.S. dollar? The pound sterling formed the basis of their accounts until the 1790s, but the economic realities of frontier life obliged early Carolinians to embrace monetary tools and strategies that deviated from British traditions. For more than a ce…
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Warning - Risks of Loan Called Due When Investing in Real Estate Investing in real estate adds some risk to an already risk-filled life. However, certain activities and strategies when investing in real estate create additional risks that other strategies and activities do not have. For example, choosing to utilize strategies where the lender has t…
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How to Analyze Buying a Rental Property at a Discount in Charleston Some real estate investors insist on only buying properties where they can purchase them at a significant discount. While not mutually exclusive, other investors insist on buying quality properties at a fair price as long as it gets them their desired returns and will stand the tes…
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Country Music star Cody Johnson recently shared with us how the “rush” and nervousness he experiences when going on stage helped him find his purpose. Nerves may often hinder us from taking the right steps to finding purpose during our retirement years, which could be costly. On this episode, Brandon shares how being nervous about running out of mo…
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Gillian and Chandler are on a mission to inject a sense of belonging and connection into their communities with The Drop In. From Happier Hours to immersive retreats, The Drop In provides spaces, experiences, and opportunities to cultivate resilience and build joy through movement, music, travel, and holistic wellness. Gillian and Chandler share th…
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Phebe Fletcher was an intriguing woman of eighteenth-century Charleston whose unconventional lifestyle earned both derision and respect from her neighbors. Born to a respectable family of unknown origin, she was allegedly “seduced” from the bounds of traditional feminine “virtue” and obliged to associate with “vicious” persons, Black and White, to …
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How to Calculate PMI If you're planning to buy a property and put less than 20% down, you're likely to be required to pay Private Mortgage Insurance. Lenders prefer that you put at least 20% down, but if you insist on putting less than 20% down, they may still make the loan. However, they will usually do so at a slightly higher mortgage interest ra…
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The top 20 airlines racked up $33 Billion in baggage fees last year. How much in fees came out of your portfolio last year? While paying fees in retirement is necessary, you don’t have to pay as much as you think. On this episode, Brandon explains what types of investments could be hindering the growth of your retirement plan and suggests alternati…
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There are a large number of investing strategies you could pursue as a real estate investor: Nomad™, house hacking, fix and flip, buying 20% down rentals, buying 25% down rentals, saving up to buy free and clear rentals and many, many more options. Which is the best? Which gets you to financial independence fastest? Which gives you the highest net …
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Hear a young woman’s reaction to taxes being deducted from her first paycheck at her first full-time job. Don’t be like Emmie Jackson and get caught off guard by the amount of taxes coming out of your first retirement paycheck. On this episode, Brandon discusses the many tax strategies that people in or near retirement need to utilize to make the m…
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You deserve better healthcare - and Jen Fabrizi from Essential Health Mount Pleasant is on a mission to provide healthcare that puts YOU first. On this episode, Jen shares her personal story and experience as a patient looking to have her conditions treated rather than just her symptoms. Jen’s passion lies in human optimization, longevity, working …
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Thomas Francis Meagher (1823–1867) was a famous Irish patriot of the mid-nineteenth century whose agitation for independence from Britain led to his exile from the Emerald Isle. After settling in New York in 1852, Meagher visited Charleston several times to deliver public lectures on history and politics. South Carolina’s Irish immigrants embraced …
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Deal Alchemy™ - Increasing Down Payment There are four primary returns from investing in rental properties: appreciation, cash flow, debt paydown, and the tax benefits of depreciation. Additionally, there is a secondary return in the form of the interest earned on the reserves required to make the investment in the first place. Many real estate inv…
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A new survey found the average person has 26 items of clothing that never get worn. 65% of people admit to having clothes with tags still on them! We all have a closet that could use some cleaning out, but it likely won’t have much effect on your future. But what about your “financial closet?” On this episode, Brandon speaks of the common to out-of…
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Warning - Risks of Rental Property Expenses When Investing in Real Estate Risk is all around us. When we choose to invest in anything, we’re choosing to take on the additional risk characteristics of that investment. For example, when we choose to invest in real estate, we choose to take on the risk characteristics of the specific real estate inves…
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Introducing Dr. Susie Spirlock, a powerhouse and innovator bridging the gap between fitness and evidence-based rehab. We dive into her journey, starting from her early Instagram days, to physical therapy school, to launching her group training program, Supple Strength, and 1-1 online fitness and rehab coaching. Plus, we’ll spill the beans on how we…
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The Shaw Community Center at 22 Mary Street in downtown Charleston embodies an important historical legacy: It arose shortly after the Civil War as a memorial to Robert Gould Shaw and members of the 54th Massachusetts Regiment who died in battle at Morris Island. Their comrades pooled money to establish in 1868 a school for African-American childre…
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How to Analyze a New Construction Single-Family Home Property in Charleston Your ability to analyze deals is arguably the most important skill as a real estate investor. It allows you to make smart investment decisions and helps you avoid making career-ending bad decisions, such as buying cash-flowing-sucking vampire properties. In this class, Jame…
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When my brother gave up the trumpet in 10th grade, I never imagined that brass instrument would lead me to Cameron Handel, whose own brother's influence set her on a path to become a standout trumpet player with the Charleston Jazz Orchestra. My chat with Cameron is nothing short of a symphony, as she recounts the thrill of performing with the amaz…
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One checklist of what to do 5 years before retirement sums it up by saying, “Know what’s coming in, know what’s going out, and have a plan for taxes and healthcare.” It seems simple enough, but what could you be missing? Charleston’s Retirement Coach, Brandon Bowen, digs deeper to sort through the “easy items” and “tough stuff” you need to address …
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The 3 Strategies to Pay Private Mortgage Insurance (PMI) Whether they're putting 15% down and buying a non-owner-occupied property or utilizing an owner-occupied loan with 0%, 3%, 3.5%, or 5% down for Nomading™ or house hacking, some real estate investors will choose to put less than 20% down. With the decision to put less than 20% down comes the c…
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On this episode of Speaking Of...College of Charleston, Julia Heslin, CofC senior majoring in communication, speaks with Jim Allison, executive director of the College's career center and Karen Fritchman, director of employer relations at the career center. Allison kicks off the conversation by talking about the various offerings at the career cent…
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After listening to this amazing woman’s story, one thing is clear: Kate Moon ALWAYS lands on her feet. From a trailer in South Carolina, halfway houses, stumbling across a yoga studio, to flooded spaces - Kate’s story is one of resilience, perseverance, trust, and authenticity. As a yoga instructor and retreat leader, Kate herself has had an extrao…
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The Charleston County Public Library opened its doors to the public in 1931, but welcomed visitors unequally and conditionally until the early 1960s. Like nearly every other institution existing in the American South during that era, the Charleston Free Library, as it was then known, maintained separate facilities and unequal collections for two cl…
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Recent attacks on commercial ships in the Red Sea—launched by the Houthis in Yemen—are wreaking havoc on global trade. Drawing on his distinguished career with the State Dept., Al Thibault speaks about history, geography and geopolitical risk factors in a part of the world that has suddenly grabbed international attention.…
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Investing in real estate is full of truthy-sounding falsehoods: it is always better to do X than Y. However, if you were crazy enough to sit down and do the math, you'd find the truth to be much more nuanced. For example, should you take all your extra cash flow and savings and apply it to your mortgages each month to pay off rental properties fast…
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On this episode Charleston’s Retirement Coach, Brandon Bowen, tackles the growing fear of rising taxes and how it could impact your retirement. Learn why traditional savings like 401Ks might suffer from future tax hikes, discover how proactive planning across different tax accounts could reduce your tax burden, and hear ways to identify whether you…
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