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Card Not Present: The Flow of Money
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We all love the convenience of cashless transactions. Credit cards have been around for what seems like forever, and now we have even more convenient “FinTech” methods such as ApplePay, Paypal, and Venmo. What goes on behind the scenes of processing these payments? Who takes on the risk for fraudulent transactions?
Today’s guest is Robert Blair, Executive Vice President, Chief Product & Innovation Officer at Elavon. Robert is a leading US expert on credit card processing, merchant services and payment processing. The movement of money between consumer and merchant utilizing these cashless systems is risky and complex. Payment system fraud is big business! Robert gives us some insight into how these systems work and who ultimately pays the cost for the risk and convenience.
We also take a peek into what Robert sees as the future of cashless transactions utilizing technologies such as biometric markers to validate transactions and minimize risk.
Listen to how the money flows, and the war to protect a cashless method of transactions.
Robert’s comments are his own and do not represent his current or former employers.
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