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(#81) What Would An Advisor Say About The Secure Act 2.0 Which Aims To Help Retirees With Retirement Planning?
Manage episode 333128352 series 3320629
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The Government is trying to pass the Secure Act 2.0. In an age of political gridlock, one cause is gaining rare bipartisan momentum in Washington: helping Americans save for retirement. This may be one of the first time where the American people win from the passing of legislation.
The House of Representative just passed The Securing a Strong Retirement Act, H.R. 2954, also known as the Secure Act 2.0. This act aims to improve the retirement savings systems. Here are a few key takeaways of the proposal:
· Required minimum distribution age will increase from 72 up to 75 by year 2032
· If you are 62,63,or 64 your catch up provision will raise from $6,500 up to $10,000
· Your employer can use your student loan payments as a match so you can pay down debt AND save for retirement!
This is a major victory for retirement savers of all ages, and their employers. Here are some break downs for different investors.
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