Click Here for a Mortgage Application Click Here for a Pre-Qualification Request I’ve been servicing Ohio and Kentucky for the last 12 years, so I understand that when it comes to hiring a mortgage professional, you have many choices. I wanted to take some time to let you know how and why we are different from other mortgage professionals. We’re ab…

Click Here for a Mortgage Application Click Here for a Pre-Qualification Request It’s that time of year again! That time of year our American pride will be shown by waving the American flag, hanging it on our homes, boats, bikes, buildings, and cars. It’s easy to forget, though, the proper way to handle and hang the American flag. I thought this wo…

Click Here for a Mortgage Application Click Here for a Pre-Qualification Request There is a conventional loan program out there that allows for minimum down payment and reduced mortgage insurance, and it’s not just for first-time buyers. It’s called a Home Ready loan. Cash is a big obstacle for nearly all home buyers. Fannie Mae’s Home Ready loan p…

Click Here for a Mortgage Application Click Here for a Pre-Qualification Request Keeping your property and your family safe is no longer as simple as locking doors and installing a security system. There are some other simple things that you can do to keep your loved ones safe: Change your door locks when you move into your home. Even if you haven’…

Click Here for a Mortgage Application Click Here for a Pre-Qualification Request What’s the difference between a mortgage pre-qualification and a pre-approval? Both terms are used interchangeably, but they are actually quite different. A pre-qualification is simply verbal information taken over the phone or maybe online by your lender. They’ll ask …

Click Here for a Mortgage Application Click Here for a Pre-Qualification Request Often, when I start working with a borrower, I hear comments like, “My coworker is refinancing, and they’re getting a fixed-rate mortgage,” or, “My sister bought a house last month and she got an FHA mortgage, so that’s what I should get.” And then there’s dad, who say…

Click Here for a Mortgage Application Click Here for a Pre-Qualification Request If you’ve gotten a mortgage in recent years, you know that a lot has changed. The mortgage process today is far different from what it was 5-10 years ago: everything is much more scrutinized and guidelines have tightened significantly. However, the biggest issue that g…

Click Here for a Mortgage Application Click Here for a Pre-Qualification Request Today we are going to answer a question I’m asked quite often, “How do I aggressively pay off my mortgage?” Before answering this question, it’s important to answer a few questions for yourself prior to paying off your mortgage. Ask yourself these three questions: Are …

A home mortgage refinance can seem like a daunting task, but it's one of the best ways to increase your monthly cash flow and reduce the amount of interest that you are paying on your loan. Not only can you save money each month, but you can likely complete a refinance without paying anything out of pocket! Enjoy this week's show.…

Hello! These are the audio recordings of my twice monthly internet radio show hosted by Pegaus Netwaves (http://pegasusnetwaves.com/). On my shows we'll explore ways to use a mortgage as a financial tool, unique loan products to make purchasing and refinancing a home easier, and introduce financial planning ideas. I'll also have guests on my show f…

Today we'll talk about the basics of a home renovation loan, how the loans work, what can be included in the loan, and a few real world examples.