Telling the truth and not holding back on them facts about what goes down in Life as madres, educators and travelers!
…
continue reading
Learn all about investing in real estate in Chula Vista, California with a combination of real estate financial planning and modeling with numbers specific to Chula Vista plus syndicated, more generalized recordings of live and pre-recorded real estate investing classes (not all specific to Chula Vista).
…
continue reading
Welcome to the Chula Salinas podcast, where amazing things happen.
…
continue reading
1
Deal Alchemy™ - Residential vs Commercial Property
14:53
14:53
「あとで再生する」
「あとで再生する」
リスト
気に入り
気に入った
14:53
Deal Alchemy™ - Residential vs Commercial Property Deal Alchemy™ is all about manipulating the returns you're earning on your investments. Often, this is done through the choices we make when selecting the investment property and the strategies we choose to implement. For example, you could choose to invest in residential properties where your tena…
…
continue reading
1
Class in Session: In the beginning.....same $hit, different state.
40:05
40:05
「あとで再生する」
「あとで再生する」
リスト
気に入り
気に入った
40:05
What it is like to be a new teacher. What brand new teachers have to go thru and what they have to learn. Support the showTrue Chulas による
…
continue reading
Have you ever wanted your friend's significant other? Because you thought that person would be more compatible with you? Support the showTrue Chulas による
…
continue reading
1
Warning - Risks of Loan Called Due When Investing in Real Estate
30:13
30:13
「あとで再生する」
「あとで再生する」
リスト
気に入り
気に入った
30:13
Warning - Risks of Loan Called Due When Investing in Real Estate Investing in real estate adds some risk to an already risk-filled life. However, certain activities and strategies when investing in real estate create additional risks that other strategies and activities do not have. For example, choosing to utilize strategies where the lender has t…
…
continue reading
1
How to Analyze Buying a Rental Property at a Discount
36:49
36:49
「あとで再生する」
「あとで再生する」
リスト
気に入り
気に入った
36:49
How to Analyze Buying a Rental Property at a Discount in Chula Vista Some real estate investors insist on only buying properties where they can purchase them at a significant discount. While not mutually exclusive, other investors insist on buying quality properties at a fair price as long as it gets them their desired returns and will stand the te…
…
continue reading
How many boundaries do you have in your life? Support the showTrue Chulas による
…
continue reading
How to Calculate PMI If you're planning to buy a property and put less than 20% down, you're likely to be required to pay Private Mortgage Insurance. Lenders prefer that you put at least 20% down, but if you insist on putting less than 20% down, they may still make the loan. However, they will usually do so at a slightly higher mortgage interest ra…
…
continue reading
Our guest speaker -Caesar (primo)from Chicago talks about a co-worker that he cannot stand! Support the showTrue Chulas による
…
continue reading
1
Is it Better to Buy Rentals with 20% Down or For All Cash After Buying an Owner-Occupant First?
31:14
31:14
「あとで再生する」
「あとで再生する」
リスト
気に入り
気に入った
31:14
There are a large number of investing strategies you could pursue as a real estate investor: Nomad™, house hacking, fix and flip, buying 20% down rentals, buying 25% down rentals, saving up to buy free and clear rentals and many, many more options. Which is the best? Which gets you to financial independence fastest? Which gives you the highest net …
…
continue reading
1
Class in Session: What teacher should not have to do
29:20
29:20
「あとで再生する」
「あとで再生する」
リスト
気に入り
気に入った
29:20
It is not a teachers job to educate your kid on relationship boundaries or personal hygiene. Parents need to parent. 1. Kids need to shower 2. Kids need to brush their teeth (OHHHH dragon breath is gross at 8 am!) 3. Kids need to keep their hands to themselves 4. Kids need to wear deodorant 5. Kids need to NOT date Support the show…
…
continue reading
Deal Alchemy™ - Increasing Down Payment There are four primary returns from investing in rental properties: appreciation, cash flow, debt paydown, and the tax benefits of depreciation. Additionally, there is a secondary return in the form of the interest earned on the reserves required to make the investment in the first place. Many real estate inv…
…
continue reading
1
Warning - Risks of Rental Property Expenses When Investing in Real Estate
43:09
43:09
「あとで再生する」
「あとで再生する」
リスト
気に入り
気に入った
43:09
Warning - Risks of Rental Property Expenses When Investing in Real Estate Risk is all around us. When we choose to invest in anything, we’re choosing to take on the additional risk characteristics of that investment. For example, when we choose to invest in real estate, we choose to take on the risk characteristics of the specific real estate inves…
…
continue reading
Mickey is back to talk about her love life! She took back the one who got away! Listen to her personal growth and how she managed to find her beau! Support the showTrue Chulas による
…
continue reading
1
How to Analyze a New Construction Single-Family Home Property
33:51
33:51
「あとで再生する」
「あとで再生する」
リスト
気に入り
気に入った
33:51
How to Analyze a New Construction Single-Family Home Property in Chula Vista Your ability to analyze deals is arguably the most important skill as a real estate investor. It allows you to make smart investment decisions and helps you avoid making career-ending bad decisions, such as buying cash-flowing-sucking vampire properties. In this class, Jam…
…
continue reading
Let's talk about SEX! Enough said! Support the showTrue Chulas による
…
continue reading
The 3 Strategies to Pay Private Mortgage Insurance (PMI) Whether they're putting 15% down and buying a non-owner-occupied property or utilizing an owner-occupied loan with 0%, 3%, 3.5%, or 5% down for Nomading™ or house hacking, some real estate investors will choose to put less than 20% down. With the decision to put less than 20% down comes the c…
…
continue reading
Thanks to Fancy Nancy, we answered more questions. Listen if you want to know! Support the showTrue Chulas による
…
continue reading
1
Is It Better to Pay Off Rentals Early With Extra Cash Flow or Traditional Nomad™?
31:17
31:17
「あとで再生する」
「あとで再生する」
リスト
気に入り
気に入った
31:17
Investing in real estate is full of truthy-sounding falsehoods: it is always better to do X than Y. However, if you were crazy enough to sit down and do the math, you'd find the truth to be much more nuanced. For example, should you take all your extra cash flow and savings and apply it to your mortgages each month to pay off rental properties fast…
…
continue reading
Our first Class in Session of the new season. We are talking about kids having sex in schools. Do you teach your kids about sex or are they getting their information from their SEX Education class at school? Support the showTrue Chulas による
…
continue reading
Deal Alchemy™ - Cash Flow to Debt Paydown There are four primary returns from investing in rental properties: appreciation, cash flow, debt paydown, and the tax benefits of depreciation. Additionally, there is a secondary return in the form of the interest earned on the reserves required to make the investment in the first place. Many real estate i…
…
continue reading
The difference between dating in your 20's and your 30's. Age makes a difference in dating in what you want and who you want. What are the rules? Be honest and open it makes for an easier dating life! Support the showTrue Chulas による
…
continue reading
1
Warning - The Risk of Down Payment Size When Investing in Real Estate
47:43
47:43
「あとで再生する」
「あとで再生する」
リスト
気に入り
気に入った
47:43
Warning - The Risk of Down Payment Size When Investing in Real Estate Life is full of risks. When we choose to invest, we choose to take on additional risks. If we invest in stocks, we choose to take on certain risks. When we choose to invest in bonds, we take on different risks. When we choose to invest in real estate, we choose to take on additio…
…
continue reading
Nancy is back! She has questions for us! She has podcast questions and then personal questions that some of our listeners have been wanting to know. Do you have any questions for us? Let us know on social media and we will answer them.... nothing too scandalous was asked! Support the showTrue Chulas による
…
continue reading
1
How to Analyze a 5% Down Single-Family Nomad™ Property
36:48
36:48
「あとで再生する」
「あとで再生する」
リスト
気に入り
気に入った
36:48
How to Analyze a 5% Down Single-Family Nomad™ Property in Chula Vista Using the latest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™, we will walk through how to analyze a single-family home Nomad™ property with a 5% down payment. Learn how to analyze deals correctly and avoid buying cash flow vampires. Only buy the best de…
…
continue reading
There are 5 types of friends that you need in your life. If your friends are any one of the 5 types of friends, you are lucky! If your mate is all 5- consider yourself GOLDEN. We are super excited to be back and have lots of fun stuff in store for you! Support the showTrue Chulas による
…
continue reading
What Affects Your PMI Rate Lenders prefer that you put at least 20% down, but if you push hard enough, many will allow you to put less than 20% down if you're willing to purchase insurance to protect them in case you default. This insurance is called Private Mortgage Insurance. The cost of this insurance depends on several factors. Some are primary…
…
continue reading
1
Is It Better to Rent or Buy an Owner-Occupant Property for 5% Down When Otherwise Buying 25% Down Rentals?
31:27
31:27
「あとで再生する」
「あとで再生する」
リスト
気に入り
気に入った
31:27
You're a real estate investor looking to acquire properties by saving up and putting 25% down. Should you buy an owner-occupied property first? What if that's more expensive than renting? Should you still do it? What if it means you'll be saving less for acquiring rentals by buying an owner-occupied property first? In this comparison class, we will…
…
continue reading
Deal Alchemy™ - Lease-Options Different real estate investors desire, prefer, and prioritize different returns. For example, many real estate investors have a strong preference for the cash flow part of their return. With Deal Alchemy™, we can manipulate returns and move them from one area to another. Or, we can move them from one or more areas to …
…
continue reading
1
Warning - Insurable Risks When Investing in Real Estate
32:41
32:41
「あとで再生する」
「あとで再生する」
リスト
気に入り
気に入った
32:41
Warning - Insurable Risks When Investing in Real Estate Life has risks. Real estate investing in Chula Vista adds some additional risks. Some of these risks can be shifted from your responsibility to the responsibility of a third party for a fee. This is often described as insurance. You choose to pay someone else to take on a risk you don't want t…
…
continue reading
1
How to Analyze a 20% Down Single-Family Home Rental
54:23
54:23
「あとで再生する」
「あとで再生する」
リスト
気に入り
気に入った
54:23
How to Analyze a 20% Down Single-Family Home Rental Using the latest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™, we will walk through how to analyze a single-family home rental property with a 20% down payment. Learn how to analyze deals correctly and avoid buying cash flow vampires. Only buy the best deals that make sen…
…
continue reading
This year has been so much fun! Join us as we have Nancy as our guest speaker talking about the "sayings" that people will say that annoy her. Also, why do people make New Year's Resolutions? Sometimes that are unrealistic and they last one month. Why do people always make the same resolutions? Go on a diet, work out, eat better, etc. etc. Lastly, …
…
continue reading
What is PMI And How to Avoid It You want to work with a lender so that you don't need to purchase a property with all cash. The lender is willing to lend you money, charging you interest to make a profit, and ensuring there is a safety buffer of equity in case you default and they need to foreclose to recover their funds. Your goal is to minimize t…
…
continue reading
Don't do this during the holidays UNLESS you peeled moved by the holiday spirit! Holiday Spirit Activate! Support the showTrue Chulas による
…
continue reading
1
Is It Better to Put 25% Down and Buy 9 Rental Properties After Buying an Owner-Occupant or Nomad™ with 5% Down?
33:21
33:21
「あとで再生する」
「あとで再生する」
リスト
気に入り
気に入った
33:21
Should you use the Nomad™ strategy to acquire properties with a minimal 5% down payment as quickly as possible? Or is it better to be a little more patient and save up for full 25% down payments and buy rentals without moving into each? By saving up for a 25% down payment, the properties will cash flow better. That may allow you to save up faster f…
…
continue reading
Let's talk about the hustle and bustle of the holiday season! Support the showTrue Chulas による
…
continue reading
1
Improving Cash Flow on Rental Properties by Improving the Property
28:10
28:10
「あとで再生する」
「あとで再生する」
リスト
気に入り
気に入った
28:10
Improving Cash Flow on Rental Properties by Improving the Property When real estate prices, mortgage interest rates, and rent rates are high, it can be more challenging to generate great cash flow from a rental property. However, it is also more important than ever to do everything in your power to maximize cash flow. There are 88 strategies for im…
…
continue reading
What if? What if you were open to different specs of a man or woman? Is dating just like buying or leasing a car? We want to know what your SPECS are for dating? Do you ever go out of your specifications? Support the showTrue Chulas による
…
continue reading
Refinancing Rental Property Tips There are many flavors of refinancing rental properties: cash-out refinances, cash-in refinances, rate and term refinances, and recasting loans. Understanding each one, when you might want to use them in your real estate investing, the general rules and guidelines for using them, and the impact of each are all impor…
…
continue reading
The holidays are coming up. Do you feel obligated to spend it with your family? What if you want to spend the holidays with your friends or by yourself? Would you bring someone new to meet your family? The holidays are coming up, when do start putting up decorations? Do you wrap all your gifts? We want to hear from you about your traditions! Hit us…
…
continue reading
1
Financing Tips When Writing an Offer to Buy a Rental
18:58
18:58
「あとで再生する」
「あとで再生する」
リスト
気に入り
気に入った
18:58
Financing Tips When Writing an Offer to Buy a Rental So, you understand financing for buying your next property, and you're ready to go out in search of a property to buy. There are a few financing-related tips that might help set you up for success, improve the odds of getting your offer accepted, getting the best price and terms on your offer, an…
…
continue reading
1
Is It Better to Sell Properties to Invest in Stocks If That Means Financial Independece When Nomading™?
30:39
30:39
「あとで再生する」
「あとで再生する」
リスト
気に入り
気に入った
30:39
Sometimes buying rental properties is merely a means to an end: financial independence. Some folks don't want to hold onto their rental properties, manage them, or deal with the business of owning them when they achieve financial independence. Instead, they may prefer to have their money more passively invested in stocks. Can a real estate investor…
…
continue reading
1
Class in Session: Could you make it as a bus driver?
36:00
36:00
「あとで再生する」
「あとで再生する」
リスト
気に入り
気に入った
36:00
Today's episode talks about how students behave on the bus. If parents knew how the kids acted they would be flabbergasted. Do you have what it takes to be a teacher, a bus driver, or a TA? Support the showTrue Chulas による
…
continue reading
1
Tips for Getting Mortgage Quotes from Lenders
34:14
34:14
「あとで再生する」
「あとで再生する」
リスト
気に入り
気に入った
34:14
Tips for Getting Mortgage Quotes from Lenders If you choose a random lender, you'll have a random chance of closing with financing. And in many markets, if your lender fails to perform, you as the buyer are in default (since your lender is not a party to the contract). Wouldn't you rather have more certainty that your lender will perform and that y…
…
continue reading
1
EV - Why It's Risky to Leverage Up When Investing in Real Estate
39:53
39:53
「あとで再生する」
「あとで再生する」
リスト
気に入り
気に入った
39:53
In the last few years, we've seen equity explode. Property prices have been growing like a weed in a spring. And, lower mortgage interest rates mean loan paydown has been more like the Mississippi than a backyard creek. Many real estate investors who owned property during that period will be tempted to tap into that equity to invest in more propert…
…
continue reading
1
Ways to Speed Up Achieving Financial Independence
58:48
58:48
「あとで再生する」
「あとで再生する」
リスト
気に入り
気に入った
58:48
How can you speed up your journey to financial independence (FI)? In this special class, James will go over a brand-new spreadsheet and walk you through all the different ways to speed up your achievement of financial independence. James covers the following in this class: What is financial independence? How is financial independence defined mathem…
…
continue reading
Preparing to Get Mortgages So, you’ve decided to invest in real estate and know that you’ll need a mortgage to buy property. There are some things you should do BEFORE you apply for your mortgage. You should be thinking about these things ideally for multiple years before you try to get a mortgage. In this mini-class, we will discuss the preparatio…
…
continue reading
Why can't men and women be honest with each other? If you don't want a relationship then say so. If you only want a booty call, then say it. If men and woman could say the truth to each other, would they be able to handle it? Support the showTrue Chulas による
…
continue reading
Accessing Equity in Properties With prices up a lot over the last few years and interest rates having lingered near all-time lows, many real estate investors find themselves sitting on massive amounts of equity in their properties. But, how do you access that equity? In this mini-class, James will look at a variety of ways to access equity in prope…
…
continue reading
Meet Nancy and her Bougie Rules for Dressing! DO NOT WEAR ... These are the fashion don't! These are the fashion NEVER's! Support the showTrue Chulas による
…
continue reading
1
The Return on Investment on Extra Down Payments
40:56
40:56
「あとで再生する」
「あとで再生する」
リスト
気に入り
気に入った
40:56
The Return on Investment on Extra Down Payments You’re buying a rental property. You have more than you need for a down payment, closing costs and reserves. One option you’re considering is putting more down. Putting more down will often improve cash flow and Cash on Cash Return on Investment. The dollar amount of returns from Appreciation and Depr…
…
continue reading